Jefferson County property record for 539 Turner Rd, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,038 sqft · built 1993 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,900 (Oct 2015) |
| Tax Bill | $2,683 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 09-3-0005.0000 |
| Primary APN | 09-3-0005.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| 1st Floor Area | 2,787 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 104,980 sqft (2.41 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 539 TURNER RD |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-4176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT B MORROW (2.411 AC) |
| Legal Subdivision | MERGER PARCEL FOR THE MORROW PROPERTY |
| Legal Lot Number | B |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 972201 |
Source: Jefferson County records · APN 09-3-0005.0000
Assessment roll updated November 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 TURNER RD, SHEPHERDSTOWN, WV 25443-4176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2015 · Amount on Record |
| Deed Sale | Oct 21, 2015 · Amount on Record |
| Prior Sale | Jun 30, 2011 · Amount on Record |
| Deed Document Number | 201515244 |
| Deed Book / Page | 1163 / 428 |
| Prior Transfer Date | Jun 03, 2005 |
| Prior Transfer Doc | 0010110077 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 539 TURNER RD, SHEPHERDSTOWN, WV 25443-4176 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 539 TURNER RD, SHEPHERDSTOWN, WV 25443-4176 |
| Document Number | 002481/441 |
|---|---|
| Date | Oct 03, 2022 |
| Book Page | 2481/441 |
| Instrument | 202200013713 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 01, 2032 |
Source: Jefferson County records · Assessment roll updated November 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,683.00 (+4.36%) | $230,900 (+4.86%) Land $99,900 Building $131,000 | $384,900 (+4.88%) Land $166,500 Building $218,400 |
| 2023 | $2,571.00 | $220,200 Land $99,900 Building $120,300 | $367,000 Land $166,500 Building $200,500 |
Source: FEMA National Flood Hazard Layer as of July 23, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: T-Mobile USA, Verizon, Xfinity.
Based on FCC filings for 15 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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