539 Todd Loop, White Rock, NM 87547 Property Records

Los Alamos County property record for 539 Todd Loop, White Rock, NM 87547

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,793 sqft · built 1969
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$620,663 (Jun 2026)
Tax Bill	$2,538 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-040-108-096-241`

Property Details

APN / Parcel Number

Primary APN	`1-040-108-096-241`
Alternative APN	`R005948`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,793 sqft Living Area
1st Floor Area	1,433 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Material	Shingle
Lot Area	12,000 sqft (0.275 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	428 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R005948
Street Address	539 TODD LOOP
City	WHITE ROCK
State	NM
Zip	87547-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE ROCK CANYON LOT: 010 S: 3 T: 18N R: 7E
Legal Range	07E
Legal Township	18N
Legal Section	03
Legal Subdivision	WHITE ROCK CANYON
Legal Lot Number	10
Jurisdiction	LOS ALAMOS NM
Township / Civil Division	WHITE ROCK
Census Block Group	3
Census Block	3005
Census Tract	500

Owner

539 Todd Loop is owned and occupied by two individuals who bought it in June 2026.

Source: Los Alamos County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 TODD LOOP, WHITE ROCK, NM 87547-3543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 19, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Mar 16, 2007 · Amount on File
Deed Document Number	2026262865
Prior Transfer Date	Oct 19, 2018
Prior Transfer Doc	00183/0451
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOS ALAMOS NM
Recording Date	Jun 30, 2026
Property Address	539 TODD LOOP, WHITE ROCK, NM 87547-3543
Document Number	0000262865
Instrument Date	Jun 26, 2026
Instrument	2026262865
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE GUARANTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000262865,
Date	Jun 30, 2026
Instrument	2026262865

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ALAMOS NM
Property Address	539 TODD LOOP, WHITE ROCK, NM 87547-3543
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 TODD LOOP, LOS ALAMOS, NM 87547-3543

Mortgage

Document Number	194/198
Date	Jun 1, 2021
Book Page	194/198
Instrument	248313

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Apr 1, 2036

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ALAMOS NM
Recording Date	Oct 19, 2018
Property Address	539 TODD LOOP, WHITE ROCK, NM 87547-3543
Document Number	183/0451
Book / Page	183 / 0451
Map Reference	MB 1 PG 73
Instrument Date	Oct 19, 2018
Instrument	237566
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	539 TODD LOOP, LOS ALAMOS, NM 87547-3543

Tax Assessment & Valuation

The 2026 property tax bill for 539 Todd Loop was $2,538.

Source: Los Alamos County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Los Alamos County
Unified School District	Los Alamos Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,538.00	$110,130 (+2.99%) Land $31,970 Building $78,160	$330,390 (+3%) Land $95,910 Building $234,480
2025	$2,538.00	$106,930 Land $31,220 Building $75,710	$320,770 Land $93,650 Building $227,120
2023	$2,419.00 (+2.37%)	$100,790 Land $30,100 Building $70,690	$302,360 Land $90,290 Building $212,070
2022	$2,363.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 539 Todd Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Todd Loop is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 52% of New Mexico
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NMSurf Fixed Wireless	200 / 50

May also be available: Choice Broadband.

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