539 Terry Ave, Aurora, IL 60506 Property Records

Kane County property record for 539 Terry Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,026 sqft · built 1948
Lot Size	0.939 acres (40,903 sqft)
Owner	Company Name on Record
Last Sale	$119,000 (May 1999)
Tax Bill	$6,938 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-29-204-026`

Property Details

APN / Parcel Number

Primary APN	`15-29-204-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	3,535 sqft
Basement Area	1,025 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	40,903 sqft (0.939 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	539 TERRY AVE
City	AURORA
State	IL
Zip	60506-5318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LATHROPS SUBDN : S 1/2 LOT 10 LOT DIMENSIONS: 95.37 X 428.89 - APPROX LOT SQ FT 40903 SUBDIVISION: SW PRAIRIE & TERRY RANGE CODE: 001
Legal Subdivision	SW PRAIRIE&TERRY
Legal Block	2
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2036
Census Tract	854001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	539 TERRY AVE, AURORA, IL 60506-5318
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 1999 · Amount on Record
Deed Sale	May 26, 1999 · Amount on Record
Deed Document Number	199952972
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	539 TERRY AVE, AURORA, IL 60506-5318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001720
Date	Jan 10, 2018
Instrument	2018K001720

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2028

Interest

Rate	3.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	539 TERRY AVE, AURORA, IL 60506-5318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055725
Date	Nov 18, 2019
Instrument	2019K055725

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.04%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,938.00 (+10.67%) Homeowner's exemption	$122,077 (+9.39%) Land $15,025 Building $107,052	$366,378 (+9.39%) Land $45,093 Building $321,285
2024		$111,598 (+22.66%) Land $13,735 Building $97,863	$334,928 (+22.71%) Land $41,221 Building $293,706
2022	$6,269.00 (+4.8%) Homeowner's exemption	$90,978 (+7.41%) Land $11,197 Building $79,781	$272,934 (+7.41%) Land $33,591 Building $239,343
2021	$5,982.00 Homeowner's exemption	$84,702 Land $10,425 Building $74,277	$254,106 Land $31,275 Building $222,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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