539 Taft Ave, Ottawa, OH 45875 Property Records

Putnam County property record for 539 Taft Ave, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,684 sqft
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`32-022170.0000`

Property Details

APN / Parcel Number

Primary APN	`32-022170.0000`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
1st Floor Area	980 sqft
Upper Floors Area	704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,100 sqft (0.186 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	539 TAFT AVE
City	OTTAWA
State	OH
Zip	45875-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00297
Legal Subdivision	VILLAGE OF OTTAWA
Legal Lot Number	297
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1032
Census Tract	30301

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	539 TAFT AVE, OTTAWA, OH 45875-1343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 29, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 13, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Apr 1, 2026
Property Address	539 TAFT AVE, OTTAWA, OH 45875-1343
Document Number	0000001304
Book / Page	785 / 1851
Instrument Date	Mar 24, 2026
Instrument	20261304
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 TAFT AVE, OTTAWA, OH 45875-1343

Mortgage

Document Number	0000001304,
Date	Apr 1, 2026
Book Page	785/1851
Instrument	20261304

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	539 TAFT AVE, OTTAWA, OH 45875-1343
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 TAFT AVE, OTTAWA, OH 45875-1343

Mortgage

Document Number	00745/2060
Date	Apr 29, 2022
Book Page	745/2060
Instrument	202200001908

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	267 Months
Due	Jul 1, 2044

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	539 TAFT AVE, OTTAWA, OH 45875-1343
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	704/1581
Date	Nov 13, 2018
Book Page	704/1581
Instrument	201800005146

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00 (+1.99%) Homeowner's exemption	$37,040 (-) Land $3,330 Building $33,710	$105,820 (-) Land $9,510 Building $96,310
2024	$1,207.00 (+0.17%) Homeowner's exemption	$37,040 (+27.55%) Land $3,330 Building $33,710
2023	$1,205.00 (+12.41%) Homeowner's exemption Additional exemption filed	$29,040 (-) Land $2,570 Building $26,470	$105,820 (+27.54%) Land $9,510 Building $96,310
2022	$1,072.00	$29,040 Land $2,570 Building $26,470
2020			$82,970 Land $7,340 Building $75,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2007–2013)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Glandorf Internet Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Taft Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures