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539 SW Lost River Rd, Stuart, FL 34997 Property Records

Martin County property record for 539 SW Lost River Rd, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2012
Square Footage3,063 sqft Living Area
Lot Size11,631 sqft (0.267 acres)
OccupancyOwner Occupied
Last Sale$640,000 (2019)
Tax Bill$8,880.00 (2024)

Property Details

APN / Parcel Number

Primary APN376978
Alternative APN
  • 55-38-41-412-000-00050-0

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area3,063 sqft Living Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
ElevatorElevator

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMasonite/ Cement Shake Roof
Lot Area11,631 sqft (0.267 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area752 sqft Garage
Porch1 Porch
Porch Area409 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number376978
Street Address539 SW LOST RIVER RD
CitySTUART
StateFL
Zip34997-6295
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5 LOST RIVER MANORS PH 3 OF LOST RIVER (PB 16 PG 14)
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionLOST RIVER MANORS
Legal Lot Number5
JurisdictionMARTIN FL
Minor Civil DivisionPORT SALERNO-HOBE SOUND
Census Blockgroup1
Census Block1008
Census Tract1103

Owner

Source: Martin County records · APN 376978

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address539 SW LOST RIVER RD, STUART, FL 34997-6295
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
REALFI HM FNDG CORP
Jun 03, 2019Warranty Deed, Transfer · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2019 · Amount on Record
Deed SaleJun 03, 2019 · Amount on Record
Prior SaleApr 05, 2012 · Amount on Record
Deed Doc Number0030622036
Deed Book / Page3062 / 2036
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address539 SW LOST RIVER RD, STUART, FL 34997-6295
Document Number0031551149
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedOct 09, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address539 SW LOST RIVER RD STUART FL 349976295, STUART, FL 34997-6295

Mortgage

Document Number0031551149
DateSep 02, 2020
Book Page003155/001149
Instrument2835638
Lender
NameREALFI HM FNDG CORP
AddressWHITE PLAINS, NY 10604
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 03, 2019
Property Address539 SW LOST RIVER RD, STUART, FL 34997-6295
Document Number0030622036
Book / Page003062 / 002036
Instrument DateJun 03, 2019
Instrument2757718
Transaction TypeTransfer
Record UpdatedJul 04, 2019
Title CompanyPATCH REEF TITLE COMPANY INC, PATCH REEF TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address539 SW LOST RIVER RD STUART FL 349976295, STUART, FL 34997-6295

Mortgage

Document Number30622038
DateJun 03, 2019
Book Page003062/002038
Instrument2757719
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 02, 2049

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$571,310 (+5.99%)$1,289,200 (-5.07%) Land $500,000 Building $789,200
2024$8,880.00 (+1.8%)
2023$8,723.00 (+3.48%) Additional exemption filed$539,038 (+3%)$1,358,030 (+37.03%) Land $550,000 Building $808,030
2022$8,430.00 Homeowner's exemption$523,338$991,060 Land $380,000 Building $611,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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