539 Stone River Dr, Austin, TX 78737 Property Records

Hays County property record for 539 Stone River Dr, Austin, TX 78737

Property Summary

Property Type	Single Family Home
Details	3,156 sqft · built 2018
Lot Size	0.241 acres (10,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$576,900 (Jul 2020)
Tax Bill	$14,765 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113862000A039004`

Property Details

APN / Parcel Number

Primary APN	`113862000A039004`
Alternative APN	`R153688`

Interior

Stories	2 Stories
Building Area	3,156 sqft Living Area
Gross Area	3,835 sqft
1st Floor Area	2,344 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,507 sqft (0.241 acres)
Garage Type	Attached
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	34 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R153688
Street Address	539 STONE RIVER DR
City	AUSTIN
State	TX
Zip	78737-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHPOINTE PHASE V SEC THREE, BLOCK A, LOT 39
Legal Subdivision	HIGHPOINTE PHASE V SEC THREE
Legal Phase	V
Legal Block	A
Legal Lot Number	39
Jurisdiction	HAYS TX
Township / Civil Division	DRIPPING SPRINGS-WIMBERLEY
Census Block Group	3
Census Block	3004
Census Tract	10816

Owner

Source: Hays County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 STONE RIVER DR, AUSTIN, TX 78737-4846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 11, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
Jul 9, 2020	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 18, 2018	Vendor's Lien, Subdivision Related Transfer NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	202028074
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	539 STONE RIVER DR, AUSTIN, TX 78737-4846
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 STONE RIVER DR, AUSTIN, TX 78737-4846

Mortgage

Document Number	0000035886
Date	Sep 26, 2025
Instrument	25035886

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	539 STONE RIVER DR, AUSTIN, TX 78737-4846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023142
Date	Jul 11, 2019
Instrument	19023142

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Jul 9, 2020
Property Address	539 STONE RIVER DR, AUSTIN, TX 78737-4846
Document Number	0000028074
Map Reference	DOC 18005143
Instrument Date	Jul 9, 2020
Instrument	20028074
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	941 HAWTHORNE LOOP, 941, DRIFTWOOD, TX 78619-4440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 STONE RIVER DR, AUSTIN, TX 78737-4846

Mortgage

Document Number	0000028075
Date	Jul 9, 2020
Instrument	20028075

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Sep 18, 2018
Property Address	539 STONE RIVER DR, AUSTIN, TX 78737-4846
Document Number	0000033474
Map Reference	CLERK 18005143
Instrument Date	Sep 18, 2018
Instrument	18033474
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 STONE RIVER DR, AUSTIN, TX 78737-4846

Mortgage

Document Number	0000033475
Date	Sep 18, 2018
Instrument	18033475

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hays County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Dripping Springs Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$831,490 (+12.79%) Land $148,680 Building $682,810	$831,490 (-8.14%) Land $148,680 Building $682,810
2024	$14,765.00 (+6.78%)
2023		$737,180 Land $184,080 Building $721,100	$905,180 Land $184,080 Building $721,100
2022	$13,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2012–2019)
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY serves 35,664 people · EPA ID TX2270235
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T, Nextlink, Spry Air Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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