539 Silverado Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 539 Silverado Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,153 sqft · built 1968
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Company Names on Record
Last Sale	$2,150,000 (Jun 2025)
Tax Bill	$15,274 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`237-412-003-4`

Property Details

APN / Parcel Number

Primary APN	`237-412-003-4`
Alternative APN	`237-412-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,153 sqft Living Area
1st Floor Area	2,153 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	539 SILVERADO DR
City	LAFAYETTE
State	CA
Zip	94549-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3682 LOT 3 EX MR
Legal Subdivision	SUBDIVISION 3682
Legal Tract	3682
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2014
Census Tract	351200

Owner

Source: Contra Costa County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	539 SILVERADO DR, LAFAYETTE, CA 94549-5738
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Aug 25, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 21, 2024	Intrafamily Transfer, Transfer
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Mar 19, 2003 · Amount on Record
Deed Document Number	202565608
Prior Transfer Date	Jul 22, 2009
Prior Transfer Doc	0000182326
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 26, 2026
Property Address	539 SILVERADO DR, LAFAYETTE, CA 94549-5738
Document Number	0000029934
Map Reference	MB 116 PG 14
Instrument Date	Mar 12, 2026
Instrument	2026- 029934
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 SILVERADO DR, LAFAYETTE, CA 94549-5738

Mortgage

Document Number	0000029935
Date	Mar 26, 2026
Instrument	2026- 029935

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2036
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 25, 2026
Property Address	539 SILVERADO DR, LAFAYETTE, CA 94549-5738
Document Number	0000089781
Instrument Date	Feb 21, 2026
Instrument	202689781
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	539 SILVERADO DR, LAFAYETTE, CA 94549-5738
Investor	Possibly a Property Investor

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 21, 2024
Property Address	539 SILVERADO DR, LAFAYETTE, CA 94549-5738
Document Number	0000015841
Map Reference	MB 116 PG 14
Instrument Date	Feb 13, 2024
Instrument	2024-015841
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3682 HAPPY VALLEY RD, LAFAYETTE, CA 94549-3040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	539 SILVERADO DR, LAFAYETTE, CA 94549-5738
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077074
Date	Apr 23, 2020
Instrument	2020-077074

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,193,000 (+80.23%) Land $1,428,000 Building $765,000
2025	$15,274.00 (+3.58%)	$1,216,764 (+4.04%) Land $851,728 Building $365,036
2023	$14,746.00 (+1.56%) Homeowner's exemption	$1,169,517 Land $818,655 Building $350,862
2022	$14,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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