539 SE Edgewater Ln, Bend, OR 97702 Property Records

Deschutes County property record for 539 SE Edgewater Ln, Bend, OR 97702

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,041 sqft · built 1959
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$348,700 (Jul 2018)
Tax Bill	$2,973 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181204 BC 08302`

Property Details

APN / Parcel Number

Primary APN	`181204 BC 08302`
Alternative APNs	`R1001181204BC08302` `106311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,041 sqft Total Area
1st Floor Area	2,041 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Duplex Single
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Mixed
Garage Area	770 sqft
Deck Area	260 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	106311
Old Parcel Number	R1001181204BC08302
Street Address	539 SE EDGEWATER LN
City	BEND
State	OR
Zip	97702-1627
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT:16 BLK:81 SUBD:BEND PARK SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 12 MAP REF:181204-BC
Legal Range	12E
Legal Township	18S
Legal Section	04
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	BEND PARK
Legal Block	81
Legal Lot Number	16 18
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1013
Census Tract	1501

Owner

539 SE Edgewater Ln, a duplex, is owned by an individual who bought it in July 2018.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	61349 SE MATTHEW ST, BEND, OR 97702-3841
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST INTERSTATE BANK
Jul 20, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK
May 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	May 13, 2011 · Amount on File
Deed Document Number	2018-29645
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	539 SE EDGEWATER LN, BEND, OR 97702-1627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024583
Date	May 29, 2020
Instrument	2020-24583

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 20, 2018
Property Address	539 SE EDGEWATER LN, BEND, OR 97702-1627
Document Number	0000029645
Map Reference	CAB A PG11
Instrument Date	Jul 17, 2018
Instrument	2018-29645
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	539 SE EDGEWATER LN, BEND, OR 97702-1627

Mortgage

Document Number	0000029646
Date	Jul 20, 2018
Instrument	2018-29646

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 23, 2018
Property Address	539 SE EDGEWATER LN, BEND, OR 97702-1627
Document Number	0000020698
Instrument Date	May 14, 2018
Instrument	20698
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	539 SE EDGEWATER LN BEND OR 977021627, BEND, OR 97702-1627

Tax Assessment & Valuation

The 2025 property tax bill for 539 SE Edgewater Ln was $2,973, up 4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,973.00 (+3.95%)	$175,990 (+3%)	$289,300 (+2.8%) Land $145,270 Building $144,030
2024	$2,860.00 (+7.84%)	$170,870 (+3%)	$281,410 (-3.78%) Land $134,440 Building $146,970
2023	$2,652.00	$165,900	$292,470 Land $134,440 Building $158,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 539 SE Edgewater Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 SE Edgewater Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Fatbeam, Verizon, Vero Fiber, Webformix.

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