539 Sandy Ln, Des Plaines, IL 60016 Property Records

Cook County property record for 539 Sandy Ln, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,894 sqft · built 1962
Lot Size	0.187 acres (8,125 sqft)
Owner	Individual Name on Record
Tax Bill	$2,571 (2023)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-317-004`

Property Details

APN / Parcel Number

Primary APN	`08-13-317-004`
Alternative APN	`08-13-317-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,894 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	Multi-Level
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	539 SANDY LN
City	DES PLAINES
State	IL
Zip	60016-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	41N
Legal Section	13
Legal Subdivision	KUNTZES HIGH RIDGE KNOLLS UNIT NO 6
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3007
Census Tract	804902

Owner

Source: Cook County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	539 SANDY LN, DES PLAINES, IL 60016-2640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 11, 2026	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Feb 11, 2026	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 29, 2026
Transfer Doc	0000014131
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	539 SANDY LN, DES PLAINES, IL 60016-2640
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 SANDY LN, DES PLAINES, IL 60016-2640

Mortgage

Document Number	0007820395
Date	Mar 19, 2026
Instrument	2607820395

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 20, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOK IL
Recording Date	Feb 11, 2026
Property Address	539 SANDY LN, DES PLAINES, IL 60016-2640
Document Number	0004214130
Instrument Date	Jan 29, 2026
Instrument	2604214130
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Feb 11, 2026
Property Address	539 SANDY LN, DES PLAINES, IL 60016-2640
Document Number	0004214131
Map Reference	DOC 1982532
Instrument Date	Jan 29, 2026
Instrument	2604214131
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	539 SANDY LN, DES PLAINES, IL 60016-2640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S RIVER RD, DES PLAINES, IL 60016

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Des Plaines City
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,000 (+16.22%) Land $8,531 Building $34,469	$430,000 (+16.22%) Land $85,310 Building $344,690
2023	$2,571.00 (+1.42%) Homeowner's exemption Senior Citizen's exemption	$36,999 (-) Land $7,312 Building $29,687	$369,990 (-) Land $73,120 Building $296,870
2022	$2,535.00 Homeowner's exemption Senior Citizen's exemption	$36,999 Land $7,312 Building $29,687	$369,990 Land $73,120 Building $296,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–2011)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jul 2011 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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