Sussex County property record for 539 S Spinnaker Ln, Milton, DE 19968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,280 sqft · built 2003 |
| Lot Size | 0.043 acres (1,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,000 (Oct 2023) |
| Tax Bill | $466 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-14.00-352.00 |
| Primary APN | 235-14.00-352.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,920 sqft |
| Elevator | Elevator |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 1,860 sqft (0.043 acres) |
| Lot Dimensions | 93 ft deep x 20 ft wide |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 539 S SPINNAKER LN |
|---|---|
| City | MILTON |
| State | DE |
| Zip | 19968-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN |
| Legal Description | SHIPBUILDERS VILLAGE LOT 185 |
| Legal Subdivision | MILTON |
| Legal Lot Number | 185 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50801 |
539 S Spinnaker Ln is owned and occupied by two individuals who bought it in October 2023.
Source: Sussex County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 S SPINNAKER LN, MILTON, DE 19968-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK NA |
| May 23, 2023 | Deed, Transfer |
| Apr 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on File |
| Deed Sale | Oct 4, 2023 · Amount on File |
| Prior Sale | May 23, 2023 · Amount on File |
| Deed Document Number | 202334733 |
| Deed Book / Page | 5984 / 91 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Oct 4, 2023 |
| Property Address | 539 S SPINNAKER LN, MILTON, DE 19968-1545 |
| Document Number | 0059840091 |
| Book / Page | 5984 / 91 |
| Map Reference | VOL 111 PG 35 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023000034733 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $77.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20930 DUPONT BLVD, GEORGETOWN, DE 19947-1725 |
| Name | Verified Name |
|---|---|
| Address | 539 S SPINNAKER LN, MILTON, DE 19968-1545 |
| Document Number | 0220140284 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 22014/284 |
| Instrument | 2023000034734 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | May 23, 2023 |
| Property Address | 539 S SPINNAKER LN, MILTON, DE 19968-1545 |
| Document Number | 0059110161 |
| Book / Page | 5911 / 161 |
| Map Reference | VOL 111 PG 35 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023000017882 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13067 LOGAN LN, GREENSBORO, MD 21639-1613 |
| Name | Verified Name |
|---|---|
| Address | 20930 DUPONT BLVD, GEORGETOWN, DE 19947-1725 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 539 S SPINNAKER LN, MILTON, DE 19968-1545 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0197210059 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 19721/59 |
| Instrument | 20210000024539 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 539 S Spinnaker Ln was $466, down 0.4% from the year before.
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Municipality | Milton Town |
| Unified School District | Cape Henlopen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466.00 (-0.43%) | $18,050 (-) Land $1,150 Building $16,900 | $221,600 (-) Land $42,800 Building $178,800 |
| 2025 | $468.00 | $18,050 Land $1,150 Building $16,900 | $221,600 Land $42,800 Building $178,800 |
| 2023 | $888.00 | $18,050 Land $1,150 Building $16,900 | $36,100 Land $2,300 Building $33,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 539 S Spinnaker Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1998–2001) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Dec 2001 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 539 S Spinnaker Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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