539 Rycola Cir, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 539 Rycola Cir, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$304,155 (Aug 2021)
Tax Bill	$234 (2021)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-16-01-0155`

Property Details

APN / Parcel Number

Primary APN	`459-16-01-0155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 2021
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	539 RYCOLA CIR
City	SURFSIDE BEACH
State	SC
Zip	29575-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD SOUTH COURSE PH 1A; LOT 142
Legal Subdivision	OLD SOUTH COURSE PH 1A
Legal Lot Number	142
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2001
Census Tract	51404

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	539 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	0044531415
Deed Book / Page	4453 / 1415
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Aug 16, 2021
Property Address	539 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8108
Document Number	0044531415
Book / Page	4453 / 1415
Instrument Date	Aug 12, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8108

Mortgage

Document Number	64330000002402
Date	Aug 16, 2021
Book Page	0000006433/0000002402

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$391,163 (+743.93%) Land $125,479 Building $265,684
2023		$4,867 (-) Land $4,867	$46,350 (-) Land $46,350
2021	$234.00	$4,867 Land $4,867	$46,350 Land $46,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 89 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	82 (1983–2019)
Claims Outside the SFHA	78 of 82
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 31 claims Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 3 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20