539 Roosevelt St, Gary, IN 46404 Property Records

Lake County property record for 539 Roosevelt St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,277 sqft · built 1940
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on Record
Tax Bill	$953 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0170-0026`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0170-0026`
Alternative APNs	`45-08-05-407-007.000-004` `254401700026`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,277 sqft Living Area
Basement Area	1,132 sqft
Finished Basement	288 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-44-0170-0026
Old Parcel Number	254401700026
Street Address	539 ROOSEVELT ST
City	GARY
State	IN
Zip	46404-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY LAND CO'S. 4TH SUB. ALL L.27 BL.16
Legal Subdivision	GARY LAND CO
Legal Block	16
Legal Lot Number	27
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4024
Census Tract	10400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Horace Mann Historic District listed 2013 · 131 contributing resources · NRIS 13000722

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	539 ROOSEVELT ST, GARY, IN 46404-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 17, 2019	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Apr 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019
Deed Sale	Jun 17, 2019
Prior Sale	Apr 8, 2019
Deed Document Number	2019 036184
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	539 ROOSEVELT ST, GARY, IN 46404-1309
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 ROOSEVELT ST, GARY, IN 46404-1309

Mortgage

Document Number	0000025668
Date	Sep 1, 2021
Instrument	2021-525668

Lender

Name	US BANK NA
Type	Bank
Address	4807

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jul 1, 2049

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	539 ROOSEVELT ST, GARY, IN 46404-1309
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 ROOSEVELT ST, GARY, IN 46404-1309

Mortgage

Document Number	0000046194
Date	Nov 16, 2022
Instrument	2022-546194

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 12, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 17, 2019
Property Address	539 ROOSEVELT ST, GARY, IN 46404-1309
Document Number	0000036184
Map Reference	MB 14 PG 15
Instrument Date	Jun 13, 2019
Instrument	2019 036184
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 ROOSEVELT ST, GARY, IN 46404-1309

Mortgage

Document Number	0000036185
Date	Jun 17, 2019
Instrument	2019 036185

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 8, 2019
Property Address	539 ROOSEVELT ST, GARY, IN 46404-1309
Document Number	0000020518
Instrument Date	Apr 5, 2019
Instrument	20518
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4366 CREEK MANOR LN MEMPHIS TN 381253030, MEMPHIS, TN 38125-3030

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,900 (+11.96%) Land $7,600 Building $81,300	$88,900 (+11.96%) Land $7,600 Building $81,300
2024	$953.00 (+4.96%)
2023		$79,400 (-0.5%) Land $7,900 Building $71,500	$79,400 (-0.5%) Land $7,900 Building $71,500
2022	$908.00 (-40.42%) Homeowner's exemption	$79,800 Land $5,000 Building $74,800	$79,800 Land $5,000 Building $74,800
2021	$1,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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