Clay County property record for 539 Ridgeway Dr, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 720 sqft · built 2000 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,082 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-109-00-07-020.00 |
| Primary APN | 15-109-00-07-020.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 1,738 sqft |
| Basement Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 273 ft deep x 180 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 539 RIDGEWAY DR |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUEBERRY HILLS AMENDED PLAT LTS 4 & 5 BLK 1 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 06 |
| Legal Subdivision | BLUEBERRY HILLS AMENDED |
| Legal Block | 1 |
| Legal Lot Number | 4,5 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21404 |
539 Ridgeway Dr is owned and occupied by two individuals who acquired it in July 2024.
Source: Clay County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 RIDGEWAY DR, LIBERTY, MO 64068-1452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 |
| Deed Sale | Jul 1, 2024 |
| Prior Sale | Jul 1, 2024 · Amount on File |
| Deed Document Number | 202414235 |
| Deed Book / Page | 9761 / 91 |
| Prior Transfer Date | Jul 28, 2003 |
| Prior Transfer Doc | 0000011836 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 539 RIDGEWAY DR, LIBERTY, MO 64068-1452 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | PLATINUM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 539 RIDGEWAY DR, LIBERTY, MO 64068-1452 |
| Document Number | 0000006203 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 10122/34 |
| Instrument | 2026006203 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 539 Ridgeway Dr was $6,082, up 19.2% from the year before.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,082.00 (+19.21%) | $84,650 | $445,526 |
| 2024 | $5,102.00 (-1.68%) | ||
| 2023 | $5,189.00 | $66,350 | $349,210 |
| 2019 | $4,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 539 Ridgeway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 539 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY PWS serves 30,800 people · EPA ID MO1010466 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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