Monroe County property record for 539 Ridge Point Dr, Dundee, MI 48131
| Property Type | Condominium |
|---|---|
| Lot Size | 0.776 acres (33,833 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jan 2018) |
| Tax Bill | $6,177 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 42-129-041-00 |
| Primary APN | 42-129-041-00 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 33,833 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 539 RIDGE POINT DR |
|---|---|
| City | DUNDEE |
| State | MI |
| Zip | 48131-8630 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | RIVER RIDGE CONDO SITES LOT #41 |
| Legal Subdivision | RIVER RIDGE CONDO |
| Legal Lot Number | 41 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | DUNDEE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 830801 |
539 Ridge Point Dr, a condominium, is owned and occupied by two individuals who bought it in January 2018.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 RIDGE POINT DR, DUNDEE, MI 48131-8630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jan 12, 2018 | Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on File |
| Deed Sale | Jan 12, 2018 · Amount on File |
| Prior Sale | Jun 17, 2015 · Amount on File |
| Deed Document Number | 2018715 |
| Prior Transfer Date | May 7, 2012 |
| Prior Transfer Doc | 0000011438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 539 RIDGE POINT DR, DUNDEE, MI 48131-8630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015303 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020R15303 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 12, 2018 |
| Property Address | 539 RIDGE POINT DR, DUNDEE, MI 48131-8630 |
| Document Number | 2018R00715 |
| Map Reference | LB2594 PG814 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2018R00715 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,354.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1136 LANCASHIRE DR, 1136, XENIA, OH 45385-2582 |
| Name | Verified Name |
|---|---|
| Address | 469 CORINTH CIR, DUNDEE, MI 48131-9300 |
| Document Number | 0000000716 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 2018R00716 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 539 Ridge Point Dr was $6,177 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Dundee Township |
| Municipality | Dundee Village |
| Unified School District | Dundee Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,640 Land $309,640 | $619,280 Land $619,280 | |
| 2025 | $6,177.00 Homeowner's exemption | ||
| 2023 | $5,409.00 Homeowner's exemption | $214,170 | $428,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 539 Ridge Point Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 539 Ridge Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNDEE serves 5,400 people · EPA ID MI0001880 |
|---|---|
| Water Source | Purchased surface water from MONROE |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| D&P Communications Cable · Fiber in parts of the area | 250 / 25 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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