539 Powell Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 539 Powell Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,172 sqft · built 1977
Lot Size	1 acres (43,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,000 (May 2018)
Tax Bill	$9,053 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-705-10142588`

Property Details

APN / Parcel Number

Primary APN	`02-705-10142588`
Alternative APNs	`270510142588` `70510142588`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,118 sqft Living Area
Gross Area	3,694 sqft
1st Floor Area	1,486 sqft
Basement Area	546 sqft
Finished Basement	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,790 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	430 sqft
Deck Area	320 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	70510142588
Street Address	539 POWELL DR
City	ANNAPOLIS
State	MD
Zip	21401-6555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 7 BK A SC 4 SAEFERN
Legal Subdivision	SAEFERN
Legal Block	A
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2008
Census Tract	702702

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 POWELL DR, ANNAPOLIS, MD 21401-6555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA
Jun 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 12, 2024	Special Warranty Deed, Transfer CAPITOL TITLE GROUP
May 9, 2018	Deed, Transfer · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Prior Sale	Apr 26, 1999
Deed Book / Page	32091 / 107
Transfer Doc	0000005155
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	539 POWELL DR, ANNAPOLIS, MD 21401-6555
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5369 POWELL DR, ANNAPOLIS, MD 21401

Mortgage

Document Number	0399130049
Date	Sep 7, 2023
Book Page	39913/49

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	CENTREVILLE, MD 21617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	539 POWELL DR, ANNAPOLIS, MD 21401-6555
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 POWELL DR, ANNAPOLIS, MD 21401-6555

Mortgage

Document Number	0369690240
Date	Jun 13, 2021
Book Page	36969/240

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 12, 2024
Property Address	539 POWELL DR, ANNAPOLIS, MD 21401-6555
Document Number	0402920007
Book / Page	40292 / 7
Map Reference	MB 1 PG 47
Instrument Date	Feb 21, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	539 POWELL DR, ANNAPOLIS, MD 21401-6555

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 9, 2018
Property Address	539 POWELL DR, ANNAPOLIS, MD 21401-6555
Document Number	0320910107
Book / Page	32091 / 107
Map Reference	MB37 FO48
Instrument Date	May 7, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LIBERTY TITLE & ESCROW OF MA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	539 POWELL DR, ANNAPOLIS, MD 21401-6555

Mortgage

Document Number	0032091115
Date	May 9, 2018
Instrument	32091/115

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$838,900 (+21.55%)	$961,300 (+23.61%) Land $528,900 Building $432,400
2025	$9,053.00 (+20.13%)
2023	$7,536.00	$690,167	$777,700 Land $431,900 Building $345,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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