539 Pine Top Dr, Bethlehem, PA 18017 Property Records

Northampton County property record for 539 Pine Top Dr, Bethlehem, PA 18017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,711 sqft · built 1958
Lot Size	0.462 acres (20,125 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2019)
Tax Bill	$1,007 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4962-12-3491-298`

Property Details

APN / Parcel Number

Primary APN	`4962-12-3491-298`
Alternative APN	`M6SE2 3 10 0204`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,711 sqft Living Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Other
Exterior Material	Other
Lot Area	20,125 sqft (0.462 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	539 PINE TOP DR
City	BETHLEHEM
State	PA
Zip	18017-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST:04 CITY/MUNI/TWP:BETHLEHEM CITY
Legal Subdivision	PINE TOP ACRES
Legal Block	3
Legal Lot Number	10
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1020
Census Tract	10200

Owner

539 Pine Top Dr is owned and occupied by an individual who bought it in October 2019.

Source: Northampton County records, as of March 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	539 PINE TOP DR, BETHLEHEM, PA 18017-1820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY DEPOSIT & DISCOUNT BANK
Oct 8, 2019	Deed, Transfer · Conventional Mortgage MERCHANTS BANK OF BANGOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Deed Document Number	19-1220438
Deed Book / Page	2019-1 / 220438
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	539 PINE TOP DR, BETHLEHEM, PA 18017-1820
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	ASSOCIATED ABSTRACT SERVICES LLC, ASSOCIATED ABSTRACT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013752
Date	Apr 7, 2021
Book Page	2021-1/121842
Instrument	2021013752

Lender

Name	THE FIDELITY DEPOSIT & DISCOUNT BANK
Type	Bank
Address	SCRANTON, PA 18512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Oct 8, 2019
Property Address	539 PINE TOP DR, BETHLEHEM, PA 18017-1820
Document Number	0000027068
Book / Page	2019-1 / 220438
Instrument Date	Sep 27, 2019
Instrument	2019027068
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	WILLOW SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	539 PINE TOP DR, BETHLEHEM, PA 18017-1820

Mortgage

Document Number	0000027069
Date	Oct 8, 2019
Instrument	2019027069

Lender

Name	MERCHANTS BANK OF BANGOR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 539 Pine Top Dr was $1,007.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bethlehem City
County	Northampton County
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,007.00	$93,300 Land $30,600 Building $62,700
2024	$8,246.00	$93,300 Land $30,600 Building $62,700
1995			$186,600 Land $61,200 Building $125,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 539 Pine Top Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (2004–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Pine Top Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lehigh WiFi.

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