Blount County property record for 539 Peppertree Dr, Alcoa, TN 37701
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,186 sqft · built 1992 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $926,250 (Aug 2024) |
| Tax Bill | $5,212 (2022) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005036J D 00700 |
| Primary APN | 005036J D 00700 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,186 sqft Living Area |
| 1st Floor Area | 3,010 sqft |
| Upper Floors Area | 360 sqft |
| Basement Area | 2,826 sqft |
| Unfinished Basement | 2,826 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 173 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 539 PEPPERTREE DR |
|---|---|
| City | ALCOA |
| State | TN |
| Zip | 37701-1766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | NORTHWOOD S/D UNIT 2 71 1036B |
| Legal Subdivision | NORTHWOOD |
| Legal Lot Number | 71 |
| Jurisdiction | BLOUNT TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10200 |
539 Peppertree Dr is owned and occupied by two individuals who bought it in August 2024.
Source: Blount County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 PEPPERTREE DR, ALCOA, TN 37701-1766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage Y12 FEDERAL CREDIT UNION |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage Y12 FEDERAL CREDIT UNION |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage Y-12 FCU |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE INVTRS |
| Sep 18, 2018 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS |
| Aug 1, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on File |
| Deed Sale | Aug 20, 2024 · Amount on File |
| Prior Sale | Sep 18, 2018 · Amount on File |
| Deed Document Number | 2024991630 |
| Deed Book / Page | 2784 / 866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT TN |
| Property Address | 539 PEPPERTREE DR, ALCOA, TN 37701-1766 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 539 PEPPERTREE DR, ALCOA, TN 37701-1766 |
| Document Number | 0027510000000571 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 0000002751/0000000571 |
| Instrument | 970675 |
| Name | Y12 FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT TN |
| Property Address | 539 PEPPERTREE DR, ALCOA, TN 37701-1766 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 539 PEPPERTREE DR, ALCOA, TN 37701-1766 |
| Document Number | 0026640000000457 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 0000002664/0000000457 |
| Instrument | 915869 |
| Name | Y12 FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT TN |
| Property Address | 539 PEPPERTREE DR, ALCOA, TN 37701-1766 |
| Document Number | 0000875015 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 539 PEPPERTREE DR ALCOA TN 377011766, ALCOA, TN 37701-1766 |
| Document Number | 0000875015 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 002594/000815 |
| Instrument | 875015 |
| Name | Y-12 FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT TN |
| Property Address | 539 PEPPERTREE DR, ALCOA, TN 37701-1766 |
| Document Number | 0000871910 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 539 PEPPERTREE DR ALCOA TN 377011766, ALCOA, TN 37701-1766 |
| Document Number | 0000871910 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 002588/002687 |
| Instrument | 871910 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 21, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT TN |
| Recording Date | Sep 18, 2018 |
| Property Address | 539 PEPPERTREE DR, ALCOA, TN 37701-1766 |
| Document Number | 0025291996 |
| Book / Page | 002529 / 001996 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.12 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 PEPPERTREE DR ALCOA TN 377011766, ALCOA, TN 37701-1766 |
| Document Number | 25291998 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 002529/001998 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT TN |
| Recording Date | Aug 1, 2017 |
| Property Address | 539 PEPPERTREE DR, ALCOA, TN 37701-1766 |
| Document Number | 0024910699 |
| Book / Page | 2491 / 699 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 PEPPERTREE DR, ALCOA, TN 37701-1766 |
Source: Blount County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Alcoa City |
| County | Blount County |
| Unified School District | Alcoa City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $182,600 Land $23,625 Building $158,975 | ||
| 2023 | $182,600 Land $23,625 Building $158,975 | $730,400 Land $94,500 Building $635,900 | |
| 2022 | $5,212.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 539 Peppertree Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 539 Peppertree Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALCOA WATER SYSTEM serves 35,238 people · EPA ID TN0000007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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