539 Oakhaven Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 539 Oakhaven Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,066 sqft · built 1971
Lot Size	0.881 acres (38,381 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2019)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088F-0B-015.00`

Property Details

APN / Parcel Number

Primary APN	`0088F-0B-015.00`
Alternative APN	`17805`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,766 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,381 sqft (0.881 acres)
Lot Width	126 ft Width
Garage Type	Carport
Garage Area	424 sqft
Carport	Carport
Carport Area	424 sqft
Porch	Porch
Porch Area	80 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17805
Street Address	539 OAKHAVEN DR
City	LANCASTER
State	SC
Zip	29720-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Description	125X308X127X303
Legal Subdivision	ELGINWOOD ACRES
Legal Block	17
Legal Lot Number	17
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3013
Census Tract	11001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	539 OAKHAVEN DR, LANCASTER, SC 29720-8691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Nov 21, 2019	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Prior Sale	Apr 25, 2008 · Amount on Record
Deed Document Number	201917768
Deed Book / Page	1285 / 327
Last Transfer Date	Nov 3, 2021
Transfer Doc	0000022510
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	539 OAKHAVEN DR, LANCASTER, SC 29720-8691
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005343
Date	Apr 12, 2017
Book Page	3338/310
Instrument	2017005343

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	539 OAKHAVEN DR, LANCASTER, SC 29720-8691
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011787
Date	Jun 8, 2021
Book Page	4423/306
Instrument	2021011787

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 21, 2019
Property Address	539 OAKHAVEN DR, LANCASTER, SC 29720-8691
Document Number	0000017768
Book / Page	1285 / 327
Map Reference	PL 14239
Instrument Date	Nov 21, 2019
Instrument	2019017768
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	539 OAKHAVEN DR, LANCASTER, SC 29720-8691

Mortgage

Document Number	0000017769
Date	Nov 21, 2019
Instrument	2019017769

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (+9.51%)	$7,488 (+14.99%) Land $423 Building $7,065	$226,400 (+39.07%) Land $12,800 Building $213,600
2024	$999.00 (+0.4%)
2023	$995.00	$6,512 Land $512 Building $6,000	$162,800 Land $12,800 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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