539 NW Ogden Ave, Bend, OR 97703 Property Records

Deschutes County property record for 539 NW Ogden Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1967
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$695,000 (Dec 2025)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171232-BB-11200`

Property Details

APN / Parcel Number

Primary APN	`171232-BB-11200`
Alternative APNs	`R1001171232BB11200` `103684`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,204 sqft
1st Floor Area	924 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	280 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	103684
Street Address	539 NW OGDEN AVE
City	BEND
State	OR
Zip	97703-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	KENWOOD BLOCK 1 LOT 14
Legal Range	12
Legal Township	17
Legal Section	32
Legal Subdivision	KENWOOD
Legal Block	1
Legal Lot Number	14
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3032
Census Tract	1301

Owner

539 NW Ogden Ave is owned by a company that bought it in December 2025.

Source: Deschutes County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	70 SW CENTURY DR, 100, BEND, OR 97702-3558
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Construction Mortgage WESTERN TITLE
Dec 2, 2025	Warranty Deed, Transfer · Commercial Mortgage CEDARLINE LENDING LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Deed Document Number	202533100
Prior Transfer Date	Sep 11, 2024
Prior Transfer Doc	0000023640
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Jul 27, 2026
Property Address	539 NW OGDEN AVE, BEND, OR 97703-1720
Document Number	0000022153
Instrument Date	Jul 15, 2026
Instrument	202622153
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	70 SW CENTURY DR, 100, BEND, OR 97702-3558
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022153,
Date	Jul 27, 2026
Instrument	202622153

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 2, 2025
Property Address	539 NW OGDEN AVE, BEND, OR 97703-1720
Document Number	0000033100
Instrument Date	Nov 25, 2025
Instrument	2025-33100
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 SW CENTURY DR # 100-240, 100, BEND, OR 97702-3558

Mortgage

Document Number	0000033101
Date	Dec 2, 2025
Instrument	2025-33101

Lender

Name	CEDARLINE LENDING LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55414

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2026

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	539 NW OGDEN AVE, BEND, OR 97703-1720
Document Number	0000009539
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 NW OGDEN AVE BEND OR 977031720, BEND, OR 97703-1720

Mortgage

Document Number	0000009539
Date	Mar 3, 2020
Instrument	9539

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	539 NW OGDEN AVE, BEND, OR 97703-1720
Document Number	0000016133
Instrument Date	Apr 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 NW OGDEN AVE BEND OR 977031720, BEND, OR 97703-1720

Mortgage

Document Number	0000016133
Date	May 17, 2019
Instrument	16133

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 539 NW Ogden Ave was $2,630, up 4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00 (+3.95%)	$155,670 (+3%)	$707,420 (+5.61%) Land $423,940 Building $283,480
2024	$2,530.00 (+7.89%)	$151,140 (+3%)	$669,870 (-) Land $412,160 Building $257,710
2023	$2,345.00	$146,740	$669,870 Land $412,160 Building $257,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 539 NW Ogden Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 NW Ogden Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	10,000 / 10,000
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Webformix Fixed Wireless	200 / 20

May also be available: Astound Broadband, CenturyLink, T-Mobile, Ziply Fiber.

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