539 N Simon St, Ada, OH 45810 Property Records

Hardin County property record for 539 N Simon St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,556 sqft · built 2014
Lot Size	0.214 acres (9,350 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (Sep 2023)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-160077.0000`

Property Details

APN / Parcel Number

Primary APN	`25-160077.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	916 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,350 sqft (0.214 acres)
Lot Dimensions	187 ft deep x 50 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	539 N SIMON ST
City	ADA
State	OH
Zip	45810-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S-S 9
Legal Subdivision	STITH AND SHUSTERS SUBDIVISION
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3008
Census Tract	402

Owner

539 N Simon St is owned and occupied by an individual who bought it in September 2023.

Source: Hardin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	539 N SIMON ST, ADA, OH 45810-1158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on File
Deed Sale	Sep 13, 2023 · Amount on File
Prior Sale	Sep 19, 1997 · Amount on File
Deed Document Number	20232501
Deed Book / Page	568 / 5707
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Sep 13, 2023
Property Address	539 N SIMON ST, ADA, OH 45810-1158
Document Number	00568/5707
Book / Page	568 / 5707
Instrument Date	Aug 30, 2023
Instrument	2023002501
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	GOLDEN KEY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 N SIMON ST, ADA, OH 45810-1158

Mortgage

Document Number	2023002502
Date	Sep 13, 2023
Instrument	2023002502

Lender

Name	AMERICAN LOAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 539 N Simon St was $1,228 with a homeowner's exemption, up 1.3% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (+1.32%)	$31,110 (-) Land $2,500 Building $28,610
2024	$1,212.00 (+0.41%) Homeowner's exemption	$31,110 (-) Land $2,500 Building $28,610
2023	$1,207.00 (+3.07%) Homeowner's exemption	$31,110 (+18.6%) Land $2,500 Building $28,610	$88,880 Land $7,140 Building $81,740
2022	$1,171.00 Homeowner's exemption	$26,230 Land $2,430 Building $23,800
2020			$74,940 Land $6,940 Building $68,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 539 N Simon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 N Simon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

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