Miami County property record for 539 N Elm St, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1927 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Feb 2007) |
| Tax Bill | $603 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | C06-080718 |
| Primary APN | C06-080718 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 2,064 sqft |
| Attic | Attic |
| Attic Area | 138 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Family Room | Family Room |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 650 ft deep x 61 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 539 N ELM ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-21 LOT 17 MIAMI ACRES |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 21 |
| Legal Subdivision | MIAMI ACRES |
| Legal Lot Number | 17 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 365002 |
Source: Miami County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 539 N ELM ST, TROY, OH 45373-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2007 · Amount on Record |
| Deed Sale | Feb 1, 2007 · Amount on Record |
| Prior Sale | Aug 2, 1990 |
| Record Updated | Sep 20, 2026 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $603.00 (-4.29%) | $9,520 (+1.49%) Land $5,880 Building $3,640 | $27,200 (+1.49%) Land $16,800 Building $10,400 |
| 2024 | $630.00 (+9%) | $9,380 (-) Land $6,230 Building $3,150 | |
| 2023 | $578.00 (+4.52%) | $9,380 (-) Land $6,230 Building $3,150 | $26,800 (-) Land $17,800 Building $9,000 |
| 2022 | $553.00 | $9,380 Land $6,230 Building $3,150 | $26,800 Land $17,800 Building $9,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Watch TV.
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