St. Charles County property record for 539 Montrachet Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,170 sqft · built 2019 |
| Lot Size | 0.272 acres (11,866 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $468,122 (May 2020) |
| Tax Bill | $6,296 (2022) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T171600093 |
| Primary APN | T171600093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 4,340 sqft |
| 1st Floor Area | 2,170 sqft |
| Basement Area | 2,170 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 11,866 sqft (0.272 acres) |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T171600093 |
|---|---|
| Street Address | 539 MONTRACHET DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT MONTRACHET #2 LOT 13D |
| Legal Subdivision | VLGS AT MONTRACHET #2 |
| Legal Lot Number | 13D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 311154 |
539 Montrachet Dr is owned and occupied by two individuals who acquired it in August 2020.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 MONTRACHET DR, O FALLON, MO 63368-7750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on File |
| Deed Sale | May 12, 2020 · Amount on File |
| Deed Document Number | 2020305020 |
| Deed Book / Page | 7292 / 2293 |
| Last Transfer Date | Aug 31, 2020 |
| Transfer Doc | 0000000017 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 12, 2020 |
| Property Address | 539 MONTRACHET DR, O FALLON, MO 63368-7750 |
| Document Number | 0000305020 |
| Book / Page | 7292 / 2293 |
| Map Reference | MB 49 PG 40 |
| Instrument Date | May 12, 2020 |
| Instrument | 20200512000305020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | ARCHER LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 CHESTERFIELD TOWNE CTR, 218, CHESTERFIELD, MO 63005-1257 |
| Name | Verified Name |
|---|---|
| Address | 539 MONTRACHET DR, O FALLON, MO 63368-7750 |
| Document Number | 0000305030 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 20200512000305030 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,902 | $531,062 Land $135,999 Building $395,063 | |
| 2023 | $99,322 (+11.67%) | ||
| 2022 | $6,296.00 | $88,943 | $522,752 (+11.67%) Land $100,000 Building $422,752 |
| 2021 | $468,122 Land $80,000 Building $388,122 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 539 Montrachet Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 539 Montrachet Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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