539 May St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 539 May St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1997
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Apr 1998)
Tax Bill	$8,141 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:105-5.5E34-4`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:105-5.5E34-4`
Alternative APNs	`NAUG M:051 L:4110` `AL17 5.5E34 4` `051-4110` `51-4110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	1,332 sqft
Basement Area	1,248 sqft
Unfinished Basement	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	51-4110
Street Address	539 MAY ST
City	NAUGATUCK
State	CT
Zip	06770-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	4110
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2002
Census Tract	345201

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	539 MAY ST, NAUGATUCK, CT 06770-3341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage UTILITIES EMPLOYEES CU
Feb 1, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 1998 · Amount on Record
Deed Sale	Apr 15, 1998 · Amount on Record
Deed Book / Page	462 / 184
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	539 MAY ST, NAUGATUCK, CT 06770-3341
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001176-343
Date	Feb 13, 2026
Book Page	1176/343
Instrument	2026-458

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	539 MAY ST, NAUGATUCK, CT 06770-3341
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001134-844
Date	Feb 1, 2024
Book Page	1134/844
Instrument	2024-282

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,141.00 (+1.62%)	$201,320 (-) Land $34,510 Building $166,810	$374,684 (+165.88%)
2025	$8,011.00	$201,320 (-) Land $34,510 Building $166,810	$140,924 Land $24,157 Building $116,767
2024	$8,011.00 (-11.08%)
2023	$9,009.00 (+15.32%)	$201,320 (+23.05%) Land $34,510 Building $166,810
2022	$7,812.00	$163,610 Land $36,760 Building $126,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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