539 Marsh Rd, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 539 Marsh Rd, Charlotte, NC 28209

Property Summary

Property Type	Day Care, Pre-School
Details	2 bd · 2.5 ba · 1,672 sqft · built 1948
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jun 2022)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`147-041-20`

Property Details

APN / Parcel Number

Primary APN	`147-041-20`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,672 sqft Gross Area
1st Floor Area	1,672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	19,602 sqft (0.45 acres)
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	539 MARSH RD
City	CHARLOTTE
State	NC
Zip	28209-1846
Property Category	Commercial
Property Type	Commercial > Retail > Day Care, Pre-School
Local Zoning Code	R-4
Legal Description	L1 B11 M5-191
Legal Subdivision	SEDGEFIELD
Legal Block	11
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1002
Census Tract	3302

Owner

539 Marsh Rd, a commercial property, is owned by two individuals who bought it in June 2022.

Source: Mecklenburg County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 MARSH RD, CHARLOTTE, NC 28209-1846
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jun 10, 2019	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	Dec 8, 1994
Deed Document Number	202293821
Deed Book / Page	37447 / 430
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	539 MARSH RD, CHARLOTTE, NC 28209-1846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086743
Date	Jul 12, 2018
Book Page	32822/789
Instrument	2018086743

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	539 MARSH RD, CHARLOTTE, NC 28209-1846
Document Number	0000073135
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	539 MARSH RD CHARLOTTE NC 282091846, CHARLOTTE, NC 28209-1846

Mortgage

Document Number	0000073135
Date	Jun 14, 2019
Book Page	033585/000389
Instrument	73135

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 539 Marsh Rd was $3,798.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,798.00	$472,600 Land $440,000 Building $32,600	$472,600 Land $440,000 Building $32,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Marsh Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Marsh Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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