539 Main St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 539 Main St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,767 sqft · built 1930
Lot Size	0.253 acres (11,055 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2022)
Tax Bill	$5,350 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355401 303.16-06-15`

Property Details

APN / Parcel Number

Primary APN	`355401 303.16-06-15`
Alternative APN	`540130301600060150000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,767 sqft Living Area
1st Floor Area	1,383 sqft
2nd Floor Area	384 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,055 sqft (0.253 acres)
Lot Dimensions	167 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	500 sqft
Porch	Slab
Porch Area	444 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	539 MAIN ST
City	PHOENIX
State	NY
Zip	13135-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	MERRY OR LEDYARD TRACT
Legal Block	6
Legal Lot Number	15.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	2
Census Block	2008
Census Tract	20901

Owner

539 Main St is owned and occupied by an individual who bought it in November 2022.

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	539 MAIN ST, PHOENIX, NY 13135-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	Nov 10, 2015 · Amount on File
Deed Document Number	202212042
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 2, 2022
Property Address	539 MAIN ST, PHOENIX, NY 13135-2038
Document Number	0000002042
Instrument Date	Oct 19, 2022
Instrument	R-2022-012042
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 SUTTON RD, PENNELLVILLE, NY 13132-3232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7100 GRAND MONTECITO PKWY, LAS VEGAS, NV 89149-0282
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002043
Date	Nov 2, 2022
Instrument	R-2022-012043

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 539 Main St was $5,350, up 3.3% from the year before.

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,350.00 (+3.34%)
2025	$5,177.00	$104,000 Land $11,600 Building $92,400	$231,111 Land $25,778 Building $205,333
2023		$104,000 Land $11,600 Building $92,400	$189,091 Land $21,091 Building $168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20