Stanislaus County property record for 539 Ledo Ln, Oakdale, CA 95361
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,059 sqft · built 2018 |
| Lot Size | 0.145 acres (6,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Dec 2018) |
| Tax Bill | $6,533 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2025 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-079-008-000 |
| Primary APN | 063-079-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,059 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Lot Area | 6,295 sqft (0.145 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 063-079-008 |
|---|---|
| Street Address | 539 LEDO LN |
| City | OAKDALE |
| State | CA |
| Zip | 95361-8584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELMONT AT BRIDLE RIDGE PHASE 4 (44M44) LOT 8 |
| Legal Subdivision | BELMONT/BRIDLE RDG PH 4 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | OAKDALE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 202 |
Source: Stanislaus County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 587 BASCULE DR, OAKDALE, CA 95361-8586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Dec 11, 2025 | Intrafamily Transfer, Transfer |
| Jun 15, 2022 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGCLUB BANK NA |
| Jan 6, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Sep 18, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Dec 4, 2018 | Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on Record |
| Deed Sale | Dec 4, 2018 · Amount on Record |
| Deed Document Number | 201882728 |
| Last Transfer Date | Dec 11, 2025 |
| Transfer Doc | 0000061312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jul 14, 2026 |
| Property Address | 539 LEDO LN, OAKDALE, CA 95361-8584 |
| Document Number | 0000038277 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202638277 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | TITLE CONNECT CA, TITLE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 587 BASCULE DR, OAKDALE, CA 95361-8586 |
| Document Number | 0000038277, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 202638277 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 11, 2025 |
| Property Address | 539 LEDO LN, OAKDALE, CA 95361-8584 |
| Document Number | 0000061312 |
| Map Reference | MB 44 PG 44 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025-0061312 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 587 BASCULE DR, OAKDALE, CA 95361-8586 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 539 LEDO LN, OAKDALE, CA 95361-8584 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 539 LEDO LN, OAKDALE, CA 95361-8584 |
| Document Number | 0000043428 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022-0043428 |
| Name | LENDINGCLUB BANK NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 539 LEDO LN, OAKDALE, CA 95361-8584 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 539 LEDO LN, OAKDALE, CA 95361-8584 |
| Document Number | 0000001212 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021-0001212 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 539 LEDO LN, OAKDALE, CA 95361-8584 |
| Document Number | 0000068720 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 539 LEDO LN OAKDALE CA 953618584, OAKDALE, CA 95361-8584 |
| Document Number | 0000068720 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 68720 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 4, 2018 |
| Property Address | 539 LEDO LN, OAKDALE, CA 95361-8584 |
| Document Number | 0000082728 |
| Map Reference | MB44 PG44 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 2018-0082728 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 539 LEDO LN, OAKDALE, CA 95361-8584 |
| Document Number | 0000082729 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 2018-0082729 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
Source: Stanislaus County assessment roll, as of October 8, 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Oakdale City |
| Unified School District | Oakdale Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,533.00 (+6.54%) Homeowner's exemption | $418,202 (+4.04%) Land $145,015 Building $273,187 |
| 2023 | $6,132.00 (+2.35%) Homeowner's exemption | $401,965 Land $139,385 Building $262,580 |
| 2022 | $5,991.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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