539 Lake Side Rd, Addison, PA 15411 Property Records

Somerset County property record for 539 Lake Side Rd, Addison, PA 15411

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,762 sqft · built 2017
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Jul 2024)
Tax Bill	$2,896 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S02-028-028-000`

Property Details

APN / Parcel Number

Primary APN	`S02-028-028-000`
Alternative APNs	`S02-028-028-00` `020006940`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,762 sqft Living Area
1st Floor Area	528 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Material	Asbestos
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	020006940
Street Address	539 LAKE SIDE RD
City	ADDISON
State	PA
Zip	15411-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 SECTION C & PARCEL ALL BNG 0.275 A 2 STY VINYL DWG
Legal Subdivision	PLAN OF LOTS OF JACK CORNISH
Legal Lot Number	13
Jurisdiction	SOMERSET PA
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2016
Census Tract	21902

Owner

Source: Somerset County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3125 SCHOOL PL, FINLEYVILLE, PA 15332-1356
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Dec 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOMERSET TRUST CO
Jul 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	20244303
Deed Book / Page	3079 / 35
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	539 LAKE SIDE RD, ADDISON, PA 15411-2221
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 STAIRS RD, STAHLSTOWN, PA 15687-1341

Mortgage

Document Number	02758/0569
Date	Jul 3, 2019
Book Page	2758/0569
Instrument	2019004441

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	539 LAKE SIDE RD, ADDISON, PA 15411-2221
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 STAIRS RD, STAHLSTOWN, PA 15687-1341

Mortgage

Document Number	002930/959
Date	Dec 21, 2021
Book Page	2930/959
Instrument	2021010912

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	539 LAKE SIDE RD, ADDISON, PA 15411-2221
Transaction Type	Mortgage
Record Updated	May 17, 2022
Title Company	STC SETTLEMENT SERVICES, S T C SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002941/324
Date	Feb 17, 2022
Book Page	2941/324
Instrument	2022001417

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	539 LAKE SIDE RD, ADDISON, PA 15411-2221
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 STAIRS RD, STAHLSTOWN, PA 15687-1341

Mortgage

Document Number	02758/0579
Date	Jul 3, 2019
Book Page	2758/0579
Instrument	2019004445

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Addison Township
Unified School District	Turkeyfoot Valley Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,896.00 (+3.13%)	$60,030 (-)
2024	$2,808.00 (+3.88%)	$60,030 (-)
2023	$2,703.00	$60,030
1998			$120,060 Land $15,240 Building $104,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1984–2009)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jun 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2003 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Somerfield Cable TV Cable	50 / 7
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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