539 Knox Rd, Seneca, SC 29672 Property Records

Oconee County property record for 539 Knox Rd, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,201 sqft · built 2020
Lot Size	20.5 acres (893,851 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,685 (2025)
Deeds & Mortgages	Dec 2025 Transfer Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136-00-03-120`

Property Details

APN / Parcel Number

Primary APN	`136-00-03-120`
Alternative APN	`1075089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,201 sqft Living Area
Basement Area	2,201 sqft
Finished Basement	1 sqft
Unfinished Basement	2,201 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	893,851 sqft (20.5 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1075089
Street Address	539 KNOX RD
City	SENECA
State	SC
Zip	29672-0526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 (20.52 AC)
Legal Tract	2
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2017
Census Tract	30302

Owner

Source: Oconee County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1631, SENECA, SC 29679-1631
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Intrafamily Transfer, Transfer
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK
Jun 12, 2020	Deed of Trust, Mortgage BANKSOUTH MTG CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 3, 2024
Transfer Doc	0000012018
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Dec 31, 2025
Property Address	539 KNOX RD, SENECA, SC 29672-0526
Document Number	0000008288
Book / Page	3321 / 65
Map Reference	MB B631 PG 10
Instrument Date	Dec 30, 2025
Instrument	8288
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 1631, SENECA, SC 29679-1631

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	539 KNOX RD, SENECA, SC 29672-0526
Document Number	0040580203
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 KNOX RD SENECA SC 296720526, SENECA, SC 29672-0526

Mortgage

Document Number	0040580203
Date	Nov 24, 2020
Book Page	004058/000203

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	TRAVELERS REST, SC 29690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 23, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	539 KNOX RD, SENECA, SC 29672-0526
Document Number	0039770127
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	539 KNOX RD SENECA SC 296720526, SENECA, SC 29672-0526

Mortgage

Document Number	0039770127
Date	Jun 19, 2020
Book Page	003977/000127

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,685.00	$29,756 (+72.46%) Land $6,156 Building $23,600	$743,905 (+72.46%) Land $153,900 Building $590,005
2023		$17,254 Land $3,183 Building $14,071	$431,355 Land $79,570 Building $351,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	75 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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