539 Jefferson Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 539 Jefferson Ave, Cincinnati, OH 45215

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,344 sqft · built 1900
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000,000 (Jun 2022)
Tax Bill	$4,691 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`671-0006-0138-00`

Property Details

APN / Parcel Number

Primary APN	`671-0006-0138-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,344 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	1,320 sqft
2nd Floor Area	1,024 sqft
Basement Area	1,024 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	76 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	108 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	539 JEFFERSON AVE
City	CINCINNATI
State	OH
Zip	45215-4747
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	539 JEFFERSON AV 80 X 76 PT LOT 345 OLIVER 2ND SUBPARS 138-139 CONS
Legal Subdivision	OLIVER 2ND SUB
Legal Lot Number	345
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	3
Census Block	3027
Census Tract	23201

Owner

539 Jefferson Ave, a residential property, is owned and occupied by two individuals who bought it in June 2022.

Source: Hamilton County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 JEFFERSON AVE, CINCINNATI, OH 45215-4747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 16, 2022	Deed of Trust, Mortgage KIAVI FUNDING INC
May 17, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on File
Deed Sale	Jun 13, 2022 · Amount on File
Prior Sale	May 17, 2021 · Amount on File
Deed Document Number	202258271
Deed Book / Page	14687 / 791
Prior Transfer Date	May 12, 2021
Prior Transfer Doc	0000060723
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 13, 2022
Property Address	539 JEFFERSON AVE, CINCINNATI, OH 45215-4747
Document Number	0000058271
Book / Page	14687 / 791
Map Reference	MB 1 PG 256&257
Instrument Date	Jun 3, 2022
Instrument	2022-0058271
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	539 JEFFERSON AVE, CINCINNATI, OH 45215-4747

Mortgage

Document Number	0000058272
Date	Jun 13, 2022
Instrument	2022-0058272

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	539 JEFFERSON AVE, CINCINNATI, OH 45215-4747
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 VIENNA WOODS DR, CINCINNATI, OH 45211-6002

Mortgage

Document Number	0000027790
Date	Mar 16, 2022
Book Page	14625/413
Instrument	2022-0027790

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Amount	Amount on Record

May 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HAMILTON OH
Recording Date	May 17, 2021
Property Address	539 JEFFERSON AVE, CINCINNATI, OH 45215-4747
Document Number	0000060723
Book / Page	14419 / 946
Map Reference	MB 1 PG 256&257
Instrument Date	May 12, 2021
Instrument	2021-0060723
Transaction Type	Foreclosure
Record Updated	Jun 23, 2021

Transaction

Amount	Amount on Record
Tax	$198.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 VIENNA WOODS DR, CINCINNATI, OH 45211-6002

Tax Assessment & Valuation

The 2025 property tax bill for 539 Jefferson Ave was $4,691, up 1.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,691.00 (+1.23%)	$87,500 (-) Land $9,464 Building $78,036	$250,000 Land $27,040 Building $222,960
2024	$4,634.00 (-0.69%)	$87,500 (-) Land $9,464 Building $78,036
2023	$4,666.00 (+64.18%)	$87,500 (+111.58%) Land $9,464 Building $78,036	$250,000 Land $27,040 Building $222,960
2022	$2,842.00 Homeowner's exemption	$41,356 Land $7,609 Building $33,747
2020			$118,160 Land $21,740 Building $96,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 539 Jefferson Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1979–2020)
Claims Outside the SFHA	2 of 14
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 539 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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