539 Jasmine St, Dekalb, IL 60115 Property Records

DeKalb County property record for 539 Jasmine St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,975 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-403-008`

Property Details

APN / Parcel Number

Primary APN	`08-21-403-008`

Exterior

Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Account Number	0821403008
Street Address	539 JASMINE ST
City	DEKALB
State	IL
Zip	60115-2998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE KNOLLS - PHASE 3 -LOT 88
Legal Subdivision	THE KNOLLS - PHASE 3
Legal Phase	3
Legal Lot Number	88
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	4
Census Block	4009
Census Tract	1400

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 JASMINE ST, DEKALB, IL 60115-2998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Nov 7, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST NAT'L BK/OMAHA
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/OMAHA NA
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/OMAHA
Mar 9, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/OMAHA
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	539 JASMINE ST, DEKALB, IL 60115-2998
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001932
Date	Mar 25, 2024
Instrument	2024001932

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	1620 DODGE ST, OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	539 JASMINE ST, DEKALB, IL 60115-2998
Document Number	0000012446
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	539 JASMINE ST DEKALB IL 601152998, DEKALB, IL 60115-2998

Mortgage

Document Number	0000012446
Date	Nov 23, 2020
Instrument	12446

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	VA Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	539 JASMINE ST, DEKALB, IL 60115-2998
Document Number	0000010473
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	539 JASMINE ST DEKALB IL 601152998, DEKALB, IL 60115-2998

Mortgage

Document Number	0000010473
Date	Oct 9, 2020
Instrument	10473

Lender

Name	FIRST NAT'L BK/OMAHA NA
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	539 JASMINE ST, DEKALB, IL 60115-2998
Document Number	0000008488
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	539 JASMINE ST DEKALB IL 601152998, DEKALB, IL 60115-2998

Mortgage

Document Number	0000008488
Date	Sep 17, 2019
Instrument	8488

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	539 JASMINE ST, DEKALB, IL 60115-2998
Document Number	0000002308
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	539 JASMINE ST DEKALB IL 601152998, DEKALB, IL 60115-2998

Mortgage

Document Number	0000002308
Date	Mar 14, 2018
Instrument	2308

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	539 JASMINE ST, DEKALB, IL 60115-2998
Document Number	0000006925
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	539 JASMINE ST DEKALB IL 601152998, DEKALB, IL 60115-2998

Mortgage

Document Number	0000006925
Date	Jul 20, 2017
Instrument	6925

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,516 (+25.6%) Land $12,755 Building $75,761	$265,548 (+25.6%) Land $38,265 Building $227,283
2024	$5,975.00
2023		$70,476 Land $10,155 Building $60,321	$211,428 Land $30,465 Building $180,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1980–2013)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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