539 High St, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 539 High St, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	2,203 sqft · built 1930
Lot Size	0.283 acres (12,319 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,131 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00107-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`44-00107-0000-00010`
Alternative APNs	`440010700010` `097600`

Interior

Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	2,203 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Raised Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,319 sqft (0.283 acres)
Lot Dimensions	127 ft deep x 97 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	097600
Street Address	539 HIGH ST
City	ORADELL
State	NJ
Zip	07649-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97X127
Legal Subdivision	NEW MILFORD HEIGHTS LAND IMPRO
Legal Block	107
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2019
Census Tract	40002

Owner

Source: Bergen County and Oradell Borough records · APN 44-00107-0000-00010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	539 HIGH ST, ORADELL, NJ 07649-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	539 HIGH ST, ORADELL, NJ 07649-2647
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025610891
Date	Mar 13, 2017
Book Page	02561/0891
Instrument	17-022492

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	420 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,200 (+4.84%) Land $431,100 Building $260,100	$691,200 (+4.84%) Land $431,100 Building $260,100
2025	$15,131.00 (+7.4%)	$659,300 (+27.94%) Land $405,600 Building $253,700	$659,300 (+27.94%) Land $405,600 Building $253,700
2024	$14,089.00 (+6.7%)
2023		$515,300 Land $291,100 Building $224,200	$515,300 Land $291,100 Building $224,200
2022	$13,204.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030400022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 463 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.