539 Going St, Pontiac, MI 48341 Property Records

Oakland County property record for 539 Going St, Pontiac, MI 48341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 808 sqft · built 1910
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Nov 2023)
Tax Bill	$856 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-33-476-002`

Property Details

APN / Parcel Number

Primary APN	`64-14-33-476-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	789 sqft
Basement Area	789 sqft
Unfinished Basement	789 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	539 GOING ST
City	PONTIAC
State	MI
Zip	48341-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 33 SUB OF LOTS 235, 236, 237, 238, 239, 240, 241, 247, 248 & S 1/2 OF LOT 246 & W 150 FT OF N 1/2 OF LOT 246 & W 150 FT OF LOTS 243, 244, 245 OF FERRY FARM ADDITION W 110 FT OF S 40 FT OF LOT 689
Legal Range	10E
Legal Township	03N
Legal Section	33
Legal Subdivision	SUB
Legal Lot Number	246
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3027
Census Tract	142400

Owner

539 Going St is owned and occupied by an individual who bought it in November 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	539 GOING ST, PONTIAC, MI 48341-3325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 31, 2022	Intrafamily Transfer, Transfer
Mar 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Mar 23, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Prior Sale	Mar 18, 2021 · Amount on File
Deed Document Number	2023122115
Deed Book / Page	58992 / 779
Prior Transfer Date	Aug 16, 2022
Prior Transfer Doc	0000438151
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 8, 2023
Property Address	539 GOING ST, PONTIAC, MI 48341-3325
Document Number	0000122115
Book / Page	58992 / 779
Map Reference	LB 6 PG 39
Instrument Date	Nov 3, 2023
Instrument	122115
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 S BROADWAY ST, LAKE ORION, MI 48362-2737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 GOING ST, PONTIAC, MI 48341-3325

Mortgage

Document Number	0058992782
Date	Nov 8, 2023
Instrument	58992/782

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Aug 31, 2022
Property Address	539 GOING ST, PONTIAC, MI 48341-3325
Document Number	0000438151
Book / Page	58079 / 231
Map Reference	LB 6 PG 39
Instrument Date	Aug 16, 2022
Instrument	438151
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 BROADWAY STREET, LAKE ORION, MI 48362

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	210 BROADWAY STREET, LAKE ORION, MI 48362

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 18, 2021
Property Address	539 GOING ST, PONTIAC, MI 48341-3325
Document Number	0000070306
Book / Page	55902 / 482
Map Reference	LB 6 PG 39
Instrument Date	Mar 16, 2021
Instrument	70306
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	539 GOING ST, PONTIAC, MI 48341-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 GOING ST, PONTIAC, MI 48341-3325

Mortgage

Document Number	0055902485
Date	Mar 18, 2021
Instrument	55902/485

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 23, 2020
Property Address	539 GOING ST, PONTIAC, MI 48341-3325
Document Number	0000054571
Book / Page	053974 / 000860
Instrument Date	Mar 12, 2020
Instrument	54571
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	539 GOING ST PONTIAC MI 483413325, PONTIAC, MI 48341-3325

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 26, 2019
Property Address	539 GOING ST, PONTIAC, MI 48341-3325
Document Number	0000214634
Book / Page	053643 / 000598
Instrument Date	Dec 26, 2019
Instrument	214634
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 WHITFIELD ST PONTIAC MI 483421472, PONTIAC, MI 48342-1472

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 22, 2019
Property Address	539 GOING ST, PONTIAC, MI 48341-3325
Document Number	0000135595
Book / Page	053163 / 000369
Instrument Date	Aug 22, 2019
Instrument	135595
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 VILLAGE GREEN LN WATERFORD MI 483282491, WATERFORD, MI 48328-2491

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 14, 2017
Property Address	539 GOING ST, PONTIAC, MI 48341-3325
Document Number	0000046523
Book / Page	050466 / 000014
Instrument Date	Mar 7, 2017
Instrument	46523
Transaction Type	Transfer
Record Updated	Apr 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 GOING ST PONTIAC MI 483413325, PONTIAC, MI 48341-3325

Tax Assessment & Valuation

The 2025 property tax bill for 539 Going St was $856 with a homeowner's exemption, down 9.5% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$856.00 (-9.51%) Homeowner's exemption	$24,720	$49,440
2024	$946.00
2023		$19,880	$39,760
2021	$1,111.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 539 Going St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 539 Going St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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