539 Frederick St, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 539 Frederick St, Frankenmuth, MI 48734

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft · built 1951
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$127,700 (Nov 2002)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-6-27-0627-000`

Property Details

APN / Parcel Number

Primary APN	`03-11-6-27-0627-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 82.5 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	539 FREDERICK ST
City	FRANKENMUTH
State	MI
Zip	48734-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3 SI
Legal Description	LOT 27 EXC NW LY 16.5 FT ALSO NW LY 1/2 OF LOT 34 J G GEYERS ADD CITY OF FRANKENMUTH SEC 27 T11N R6E
Legal Range	06E
Legal Township	11N
Legal Section	27
Legal Subdivision	J G GEYERS ADD
Legal Lot Number	27,34
Legal Unit	27,34
Jurisdiction	SAGINAW MI
Township / Civil Division	FRANKENMUTH
Census Block Group	1
Census Block	1032
Census Tract	11301

Owner

539 Frederick St is owned and occupied by two individuals who bought it in November 2002.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Sep 25, 2025	Intrafamily Transfer, Transfer
Sep 25, 2025	Intrafamily Transfer, Transfer
Feb 26, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2002 · Amount on File
Deed Sale	Nov 6, 2002 · Amount on File
Prior Sale	Sep 20, 2002 · Amount on File
Deed Document Number	20027107417
Deed Book / Page	2233 / 1672
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007912
Date	Mar 17, 2021
Instrument	2021007912

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	MINNESOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603

Mortgage

Document Number	0000021297
Date	Jun 14, 2021
Instrument	2021021297

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Sep 25, 2025
Property Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603
Document Number	0000022953
Instrument Date	Sep 24, 2025
Instrument	2025022953
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Sep 25, 2025
Property Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603
Document Number	0000022957
Instrument Date	Sep 24, 2025
Instrument	2025022957
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	539 FREDERICK ST, FRANKENMUTH, MI 48734-1603
Document Number	0000004174
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 FREDERICK ST FRANKENMUTH MI 487341603, FRANKENMUTH, MI 48734-1603

Mortgage

Document Number	0000004174
Date	Mar 5, 2019
Instrument	4174

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 539 Frederick St was $3,202 with a homeowner's exemption, up 3.3% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Frankenmuth City
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,700 (+8.2%)	$261,400 (+8.2%)
2025	$3,202.00 (+3.29%) Homeowner's exemption	$120,800	$241,600
2024	$3,100.00
2023		$109,600	$219,200
2022	$2,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Frederick St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Frederick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKENMUTH serves 4,944 people · EPA ID MI0002420
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Aug 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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