539 Florence Dr, Madison, MS 39110 Property Records

Madison County property record for 539 Florence Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3,261 sqft · built 2002
Lot Size	0.004 acres (200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071A-11-281`

Property Details

APN / Parcel Number

Primary APN	`071A-11-281`
Alternative APNs	`071A-11-281/00.00` `39447`

Interior

Total Rooms	8 Rooms
Building Area	3,261 sqft Adjusted Area
1st Floor Area	2,756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	39447
Old Parcel Number	071A-11 -281/00.00
Street Address	539 FLORENCE DR
City	MADISON
State	MS
Zip	39110-7326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 & 200 SQ FT OFF LOT 29 ASHT ON GROVE OF CYPRESS LAK E PART 2
Legal Range	01E
Legal Township	07N
Legal Section	11
Legal Subdivision	ASHTON GROVE CYPRESS LAKE PT 2
Legal Lot Number	28,200 200
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2018
Census Tract	30204

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 FLORENCE DR, MADISON, MS 39110-7326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2015
Deed Sale	Jan 22, 2015
Deed Document Number	750497
Deed Book / Page	3165 / 0841
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	539 FLORENCE DR, MADISON, MS 39110-7326
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 FLORENCE DR, MADISON, MS 39110-7326

Mortgage

Document Number	004258/901
Date	Sep 15, 2022
Book Page	4258/901
Instrument	965793

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Oct 15, 2029

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,143.00 Homeowner's exemption	$38,128 (+8.43%)	$381,280 (+8.43%) Land $45,000 Building $336,280
2024	$4,143.00 (+9.11%)
2023	$3,797.00 Homeowner's exemption	$35,164	$351,640 Land $45,000 Building $306,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
NETSPEEDMS Fixed Wireless	301 / 172
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20