New Castle County property record for 539 Equinox Dr, Bear, DE 19701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,922 sqft · built 2016 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,798 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-048.40-061 |
| Primary APN | 10-048.40-061 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,922 sqft Living Area |
| 1st Floor Area | 974 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 539 EQUINOX DR |
|---|---|
| City | BEAR |
| State | DE |
| Zip | 19701-6821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ST |
| Legal Subdivision | MERIDIAN CROSSING |
| Legal Lot Number | 120 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 16301 |
Source: New Castle County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 539 EQUINOX DR, BEAR, DE 19701-6821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Apr 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 21, 2017 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Sep 29, 2026 |
| Property Address | 539 EQUINOX DR, BEAR, DE 19701-6821 |
| Document Number | 0000074524 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202674524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 539 EQUINOX DR, BEAR, DE 19701-6821 |
| Document Number | 0000074524, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202674524 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Feb 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 539 EQUINOX DR, BEAR, DE 19701-6821 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 539 EQUINOX DR, BEAR, DE 19701-6821 |
| Document Number | 0000024036 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 20230417-0024036 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 539 EQUINOX DR, BEAR, DE 19701-6821 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 539 EQUINOX DR, BEAR, DE 19701-6821 |
| Document Number | 0000058900 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 20220607-0058900 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 539 EQUINOX DR, BEAR, DE 19701-6821 |
| Document Number | 0000066713 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 539 EQUINOX DR BEAR DE 197016821, BEAR, DE 19701-6821 |
| Document Number | 0000066713 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 66713 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 539 EQUINOX DR, BEAR, DE 19701-6821 |
| Document Number | 0000066705 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 539 EQUINOX DR BEAR DE 197016821, BEAR, DE 19701-6821 |
| Document Number | 0000066705 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 66705 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Colonial School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,798.00 (-7.14%) | $409,700 (+332.17%) Land $80,000 Building $329,700 | |
| 2024 | $369,450 | ||
| 2023 | $3,013.00 | $94,800 Land $5,700 Building $89,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER DELAWARE, INC private · serves 100,495 people · EPA ID DE0000564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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