Washoe County property record for 539 Echo Ridge Ct, Reno, NV 89511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,517 sqft · built 2001 |
| Lot Size | 0.312 acres (13,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,230,000 (Mar 2024) |
| Tax Bill | $4,671 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-260-10 |
| Primary APN | 152-260-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,517 sqft Living Area |
| Gross Area | 3,245 sqft |
| 1st Floor Area | 2,517 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Concrete |
| Lot Area | 13,600 sqft (0.312 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Concrete/Metal Slab |
| Porch Area | 644 sqft |
| Wet Bar | Wet Bar |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 539 ECHO RIDGE CT |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89511-5379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDR |
| Legal Description | ARROWCREEK 12B LT 1249 |
| Legal Subdivision | ARROWCREEK SUBDIVISION 12B |
| Legal Lot Number | 1249 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1013 |
539 Echo Ridge Ct is owned and occupied by two individuals who bought it in March 2024.
Source: Washoe County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 ECHO RIDGE CT, RENO, NV 89511-5379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 8, 2025 | Deed of Trust, Mortgage · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Mar 15, 2024 | Bargain and Sale Deed, Transfer · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Jan 28, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on File |
| Deed Sale | Mar 15, 2024 · Amount on File |
| Prior Sale | Jan 28, 2022 · Amount on File |
| Deed Document Number | 20245441759 |
| Prior Transfer Date | Aug 13, 2013 |
| Prior Transfer Doc | 0004276256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Apr 16, 2026 |
| Property Address | 539 ECHO RIDGE CT, RENO, NV 89511-5379 |
| Document Number | 0005615465 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20265615465 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 ECHO RIDGE CT, RENO, NV 89511-5379 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 539 ECHO RIDGE CT, RENO, NV 89511-5379 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Name | Verified Name |
|---|---|
| Address | 539 ECHO RIDGE CT, RENO, NV 89511-5379 |
| Document Number | 0005573501 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 5573501 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Mar 15, 2024 |
| Property Address | 539 ECHO RIDGE CT, RENO, NV 89511-5379 |
| Document Number | 0005441759 |
| Map Reference | DOC 2345348 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 5441759 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,043.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3714, INCLINE VILLAGE, NV 89450-3714 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 539 ECHO RIDGE CT, RENO, NV 89511-5379 |
| Document Number | 0005441760 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 5441760 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jan 28, 2022 |
| Property Address | 539 ECHO RIDGE CT, RENO, NV 89511-5379 |
| Document Number | 0005272630 |
| Map Reference | DOC 2345348 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 5272630 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,397.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7929 E SANTA CATALINA DR, 7929, SCOTTSDALE, AZ 85255-2702 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 3714, INCLINE VILLAGE, NV 89450-3714 |
| Document Number | 0005272631 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 5272631 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 539 Echo Ridge Ct was $4,671.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,598 (+0.61%) Land $83,335 Building $139,263 | ||
| 2025 | $4,671.00 | $221,250 Land $79,380 Building $141,870 | $632,144 Land $226,800 Building $405,344 |
| 2023 | $5,883.00 | $210,731 Land $75,600 Building $135,131 | $602,089 Land $216,000 Building $386,089 |
| 2021 | $443,843 Land $123,800 Building $320,043 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 539 Echo Ridge Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1997–2023) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Mar 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 539 Echo Ridge Ct is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 64% of Nevada |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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