539 E Savoy St, Lecanto, FL 34461 Property Records

Citrus County property record for 539 E Savoy St, Lecanto, FL 34461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1987
Lot Size	1.14 acres (49,725 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Apr 2005)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-31-0010-000A0-010.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-31-0010-000A0-010.0`
Alternative APNs	`3118S19E0010000A00100` `1624100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	49,725 sqft (1.14 acres)
Lot Dimensions	157 ft deep x 210 ft wide
Garage Area	504 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	358 sqft
Deck Area	266 sqft
Patio Area	266 sqft
Utility Building	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1624100
Old Parcel Number	3118S19E0010000A00100
Street Address	539 E SAVOY ST
City	LECANTO
State	FL
Zip	34461-8768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	KENSINGTON ESTS UNIT 1 PLAT BK 11 PGS 59 THRU 64 LOT 10 BLK A
Legal Range	19E
Legal Township	18S
Legal Section	31
Legal Subdivision	KENSINGTON ESTATES UNIT 1
Legal Block	A
Legal Lot Number	10
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2020
Census Tract	450704

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	539 E SAVOY ST, LECANTO, FL 34461-8768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2005 · Amount on Record
Deed Sale	Apr 4, 2005 · Amount on Record
Deed Document Number	2005027387
Deed Book / Page	1836 / 0922
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	539 E SAVOY ST, LECANTO, FL 34461-8768
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 E SAVOY ST, LECANTO, FL 34461-8768

Mortgage

Document Number	0031690989
Date	May 28, 2021
Book Page	3169/989
Instrument	2021036165

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,352.00 (+6.96%) Homeowner's exemption Additional exemption filed	$242,848 (-0.08%) Land $35,900 Building $206,948	$242,848 (-0.08%) Land $35,900 Building $206,948
2024	$1,264.00 (+3.1%) Homeowner's exemption Additional exemption filed	$243,034 (+3.03%) Land $30,000 Building $213,034	$243,034 (+3.03%) Land $30,000 Building $213,034
2023	$1,226.00 (+6.89%) Homeowner's exemption Additional exemption filed	$235,890 (+10.94%) Land $28,000 Building $207,890	$235,890 (+10.94%) Land $28,000 Building $207,890
2022	$1,147.00 Homeowner's exemption Additional exemption filed	$212,620 Land $21,400 Building $191,220	$212,620 Land $21,400 Building $191,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20