Cattaraugus County, Warren County, Ellicottville Town and Lake Luzerne Town property record for 539 E River Dr, Lake Luzerne, NY 12846
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 5.49 acres (239,144 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Dec 2024) |
| Tax Bill | $1,926 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2024 Sale |
| APN | 523200 313.-1-3.4 |
| Primary APN | 523200 313.-1-3.4 |
|---|---|
| Alternative APN |
|
| Lot Area | 239,144 sqft (5.49 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 200 ft wide |
| View / Lot | Waterfront |
| Street Address | 539 E RIVER DR |
|---|---|
| City | LAKE LUZERNE |
| State | NY |
| Zip | 12846-1915 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RT |
| Legal Description | VAC 43.-1-3.4 |
| Legal Block | 1 |
| Legal Lot Number | 3.004 |
| Jurisdiction | WARREN NY |
| Township / Civil Division | LAKE LUZERNE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 71000 |
Source: Cattaraugus County, Warren County, Ellicottville Town and Lake Luzerne Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 857 CHARLTON RD, BALLSTON LAKE, NY 12019-2900 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION |
| Dec 27, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Deed Document Number | 20246818 |
| Deed Book / Page | 7022 / 295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NY |
| Recording Date | Jul 23, 2026 |
| Property Address | 539 E RIVER DR, LAKE LUZERNE, NY 12846-1915 |
| Document Number | 0000004438 |
| Book / Page | 7271 / 203 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20264438 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 539 E RIVER DR, LAKE LUZERNE, NY 12846-1915 |
| Document Number | 0000004438, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 7271/203 |
| Instrument | 20264438 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN NY |
| Recording Date | Dec 27, 2024 |
| Property Address | 539 E RIVER DR, LAKE LUZERNE, NY 12846-1915 |
| Document Number | 0070220295 |
| Book / Page | 7022 / 295 |
| Instrument Date | Dec 2, 2024 |
| Instrument | 2024-6818 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 857 CHARLTON RD, CHARLTON, NY 12019-2900 |
Source: Cattaraugus County, Warren County, Ellicottville Town and Lake Luzerne Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Ellicottville Town |
| County | Warren County |
| County Subdivision | Lake Luzerne Town |
| Municipality | Ellicottville Village |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,926.00 (+5.07%) | ||
| 2025 | $1,833.00 | $87,000 (-) Land $87,000 | $147,500 (+25.43%) Land $147,500 |
| 2023 | $87,000 Land $87,000 | $117,600 Land $117,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on Record median of 13 policies |
|---|---|
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2011–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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