539 E Garden St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 539 E Garden St, Chippewa Falls, WI 54729

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 912 sqft · built 1965
OwnerIndividual Name on File
Last Sale$240,000 (Jul 2021)
Tax Bill$3,523 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN22808-0834-6349-0306

Property Details

APN / Parcel Number

Primary APN22808-0834-6349-0306
Alternative APN
  • 211 2132

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area912 sqft Living Area
Basement Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGas
SewerConnected

Location & Zoning

Account Number211 2132
Street Address539 E GARDEN ST
CityCHIPPEWA FALLS
StateWI
Zip54729-3418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYBERGS ADDITION LOT 6 BLK 3
Legal Range08W
Legal Township28N
Legal Section08
Legal SubdivisionLYBERGS ADDITION
Legal Block3
Legal Lot Number6
JurisdictionCHIPPEWA WI
Township / Civil DivisionCHIPPEWA FALLS
Census Block Group4
Census Block4015
Census Tract10700

Owner

539 E Garden St is owned and occupied by an individual who bought it in July 2021.

Source: Chippewa County records, as of February 18, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address539 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3418
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC
Nov 5, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2021 · Amount on File
Deed SaleJul 26, 2021 · Amount on File
Prior SaleNov 5, 2020 · Amount on File
Deed Document Number920869
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA WI
Recording DateJul 26, 2021
Property Address539 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3418
Document Number0000920869
Instrument DateJul 16, 2021
Instrument920869
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyMISC COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address539 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3418

Mortgage

Document Number0000920870
DateJul 26, 2021
Instrument920870
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA WI
Recording DateNov 5, 2020
Property Address539 E GARDEN ST, CHIPPEWA FALLS, WI 54729-3418
Document Number0000909268
Instrument DateNov 2, 2020
Instrument909268
Transaction TypeTransfer
Record UpdatedMar 12, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressE GARDEN ST, CHIPPEWA FALLS, WI 54729

Tax Assessment & Valuation

The 2025 property tax bill for 539 E Garden St was $3,523 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyChippewa County
MunicipalityChippewa Falls City
Unified School DistrictChippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,523.00 Homeowner's exemption$172,100 Land $17,800 Building $154,300$274,100
2023$3,072.00 Homeowner's exemption$172,100 Land $17,800 Building $154,300$223,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 E Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 539 E Garden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIPPEWA FALLS WATERWORKS
serves 13,375 people · EPA ID WI6090456
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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