539 E 5th St, Ashland, OH 44805 Property Records

Ashland County property record for 539 E 5th St, Ashland, OH 44805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1945
Lot Size	0.149 acres (6,482 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (May 2026)
Tax Bill	$757 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P43-028-0-0058-00`

Property Details

APN / Parcel Number

Primary APN	`P43-028-0-0058-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	1,632 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,482 sqft (0.149 acres)
Lot Dimensions	162 ft deep x 40 ft wide
Garage Area	768 sqft
Parking Spaces	2 Parking Spaces
Deck Area	367 sqft
Patio Area	367 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	539 E 5TH ST
City	ASHLAND
State	OH
Zip	44805-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	539 E 5TH ST R=28 LOTS 1310 & 1308-A
Legal Lot Number	1310
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	4
Census Block	4025
Census Tract	970400

Owner

Source: Ashland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 E 5TH ST, ASHLAND, OH 44805-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Dec 19, 1997 · Amount on Record
Deed Document Number	20262633
Deed Book / Page	1004 / 2607
Record Updated	Sep 20, 2026

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ASHLAND OH
Recording Date	May 20, 2026
Property Address	539 E 5TH ST, ASHLAND, OH 44805-2504
Document Number	0000002633
Book / Page	1004 / 2607
Instrument Date	Apr 20, 2026
Instrument	2026.2633
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	539 E 5TH ST, ASHLAND, OH 44805-2504

Mortgage

Document Number	0000002634,
Date	May 20, 2026
Instrument	2026..2634

Lender

Name	MECHANICS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$757.00	$21,340 (-) Land $4,390 Building $16,950
2023	$757.00 (-13.09%)	$21,340 (+1%) Land $4,390 Building $16,950	$60,980 (+9.99%) Land $12,540 Building $48,440
2022	$871.00	$19,400 Land $3,990 Building $15,410
2020			$55,440 Land $11,400 Building $44,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures