539 Creekside Dr, Gray, GA 31032 Property Records

Jones County property record for 539 Creekside Dr, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,984 sqft · built 1985
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$307,300 (Dec 2025)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J45-037`

Property Details

APN / Parcel Number

Primary APN	`J45-037`
Alternative APNs	`J45 00 037` `4855`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,984 sqft Heated Area
1st Floor Area	364 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)
Terrain	Rolling
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Shed	1 Shed
Shed Area	100 sqft
Utility Building	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4855
Street Address	539 CREEKSIDE DR
City	GRAY
State	GA
Zip	31032-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	HOMER ROB TR A-4-D DB 1169/682PB 15\55
Legal Tract	A-4
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	3
Census Block	3016
Census Tract	30305

Owner

539 Creekside Dr is owned and occupied by an individual who bought it in December 2025.

Source: Jones County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	539 CREEKSIDE DR, GRAY, GA 31032-6211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE
Nov 17, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Nov 23, 2004 · Amount on File
Deed Book / Page	1192 / 441
Prior Transfer Date	Oct 15, 2024
Prior Transfer Doc	0011690682
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Dec 16, 2025
Property Address	539 CREEKSIDE DR, GRAY, GA 31032-6211
Document Number	0011920441
Book / Page	1192 / 441
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 CREEKSIDE DR, GRAY, GA 31032-6211

Mortgage

Document Number	0001192443
Date	Dec 16, 2025
Instrument	1192/443

Lender

Name	GUILD MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	539 CREEKSIDE DR, GRAY, GA 31032-6211
Document Number	0009620437
Book / Page	000962 / 000437
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 CREEKSIDE DR GRAY GA 310326211, GRAY, GA 31032-6211

Mortgage

Document Number	0009620437
Date	Dec 4, 2017
Book Page	000962/000437
Instrument	3825

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 3, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 539 Creekside Dr was $2,452.

Source: Jones County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,452.00	$74,782 Land $16,632 Building $58,150	$186,955 Land $41,580 Building $145,375
2023	$1,969.00 (+1.81%) Homeowner's exemption	$58,525 (+8.87%) Land $11,088 Building $47,437	$146,312 (+8.87%) Land $27,720 Building $118,592
2022	$1,934.00 Homeowner's exemption	$53,758 Land $10,534 Building $43,224	$134,394 Land $26,334 Building $108,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 539 Creekside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Creekside Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Tri-CoGo Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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