Harford County property record for 539 Craigs Corner Rd, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,860 sqft · built 1996 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,435 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-093375 |
| Primary APN | 02-093375 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,860 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 135,907 sqft (3.12 acres) |
| Garage Type | Mixed |
| Garage Area | 2,240 sqft |
| Parking Spaces | 7 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 093375 |
|---|---|
| Street Address | 539 CRAIGS CORNER RD |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 2 3.12 AC 539 CRAIGS CORNER ROAD GATEWOOD PROP 140/15 |
| Legal Subdivision | GATEWOOD PROP |
| Legal Lot Number | 2 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 302100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
539 Craigs Corner Rd is owned and occupied by two individuals.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 CRAIGS CORNER RD, HAVRE DE GRACE, MD 21078-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Line of Credit FREEDOM FCU |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 539 CRAIGS CORNER RD, HAVRE DE GRACE, MD 21078-1201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0158790347 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 15879/347 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 539 CRAIGS CORNER RD, HAVRE DE GRACE, MD 21078-1201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | LIBERTY TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0137800224 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 13780/224 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
The 2026 property tax bill for 539 Craigs Corner Rd was $4,435 with a homeowner's exemption, up 15.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,435.00 (+15.25%) Homeowner's exemption | $401,500 Land $115,600 Building $285,900 | $401,500 Land $115,600 Building $285,900 |
| 2025 | $3,848.00 Homeowner's exemption | ||
| 2023 | $330,300 Land $115,600 Building $214,700 | $330,300 Land $115,600 Building $214,700 | |
| 2022 | $3,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 539 Craigs Corner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 539 Craigs Corner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures