539 Copperhead Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 539 Copperhead Rd, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,099 sqft · built 2018
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$137,400 (May 2017)
Tax Bill	$6,028 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R834975`

Property Details

APN / Parcel Number

Primary APN	`R834975`
Alternative APNs	`05-1887-11-2-02-05-0000` `0000047214`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,099 sqft Living Area
1st Floor Area	2,289 sqft
2nd Floor Area	1,810 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Area	892 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000047214
Street Address	539 COPPERHEAD RD
City	HELENA
State	MT
Zip	59602-7153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER CREEK ESTATES SUBD, S11, T10 N, R04 W, LOT 8A-13, ACRES 10, COS 3303052
Legal Range	04W
Legal Township	10N
Legal Section	11
Legal Subdivision	COPPER CREEK ESTATES SUBD
Legal Lot Number	8A-13
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2024
Census Tract	600

Owner

539 Copperhead Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Lewis And Clark County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 COPPERHEAD RD, HELENA, MT 59602-7153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY BANK
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Apr 3, 2018	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF HELENA
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF HELENA
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 8, 2017	Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK OF HELENA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on File
Deed Sale	May 8, 2017 · Amount on File
Deed Document Number	20173304910
Deed Book / Page	52 / 7418
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Oct 8, 2026
Property Address	539 COPPERHEAD RD, HELENA, MT 59602-7153
Document Number	0003456066
Book / Page	65 / 8817
Instrument Date	Sep 21, 2026
Instrument	20263456066
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	TITLE ESCROW, FLYING S TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 COPPERHEAD RD, HELENA, MT 59602-7153

Mortgage

Document Number	0003456066,
Date	Oct 8, 2026
Book Page	65/8817
Instrument	20263456066

Lender

Name	VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	539 COPPERHEAD RD, HELENA, MT 59602-7153
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M60/2751
Date	Nov 22, 2021
Book Page	M60/2751
Instrument	3390001

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	539 COPPERHEAD RD, HELENA, MT 59602-7153
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M54/9304
Date	Nov 15, 2018
Book Page	M54/9304
Instrument	3330409

Lender

Name	GLACIER BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	539 COPPERHEAD RD, HELENA, MT 59602-7153
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M54/0379
Date	Apr 3, 2018
Book Page	M54/0379
Instrument	3319793

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2019

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	539 COPPERHEAD RD, HELENA, MT 59602-7153
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M54/9303
Date	Nov 15, 2018
Book Page	M54/9303
Instrument	3330408

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	539 COPPERHEAD RD, HELENA, MT 59602-7153
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/9372
Date	Oct 8, 2020
Book Page	M57/9372
Instrument	3364470

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 1, 2040

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	May 8, 2017
Property Address	539 COPPERHEAD RD, HELENA, MT 59602-7153
Document Number	M52/7418
Book / Page	M52 / 7418
Map Reference	DOC3303052
Instrument Date	May 8, 2017
Instrument	3304910
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	3304911
Date	May 8, 2017
Instrument	3304911

Lender

Name	VALLEY BANK OF HELENA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 10, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 539 Copperhead Rd was $6,028.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,028.00	$1,008,800
2025			$1,008,800 Land $243,092 Building $765,708
2023	$7,834.00	$839,000	$839,000 Land $178,381 Building $660,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Copperhead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Copperhead Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 71% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Montana Internet Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: CenturyLink, Spectrum.

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