539 Clinton St, Gary, IN 46406 Property Records

Lake County property record for 539 Clinton St, Gary, IN 46406

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 750 sqft · built 1953
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on File
Tax Bill	$426 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`001-25-43-0087-0010`

Property Details

APN / Parcel Number

Primary APN	`001-25-43-0087-0010`
Alternative APNs	`45-07-01-331-008.000-004` `254300870010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
Basement Area	750 sqft

Exterior

Year Built	Built 1953
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-43-0087-0010
Old Parcel Number	254300870010
Street Address	539 CLINTON ST
City	GARY
State	IN
Zip	46406-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY CITY ESTATES L. 10 BL. J
Legal Subdivision	GARY CITY ESTATES
Legal Lot Number	10
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3013
Census Tract	10304

Owner

539 Clinton St is owned and occupied by an individual who acquired it in April 2023.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	539 CLINTON ST, GARY, IN 46406-1413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 24, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Nov 1, 2006
Last Transfer Date	Apr 24, 2023
Transfer Doc	0000011276
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	539 CLINTON ST, GARY, IN 46406-1413
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 CLINTON ST, GARY, IN 46406-1413

Mortgage

Document Number	0000046597
Date	Dec 2, 2025
Instrument	2025-546597

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAKE IN
Recording Date	Apr 24, 2023
Property Address	539 CLINTON ST, GARY, IN 46406-1413
Document Number	0000011276
Instrument Date	Jan 26, 2023
Instrument	2023-011276
Transaction Type	Foreclosure
Record Updated	Oct 4, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9274 NORRIS DR, HOBART, IN 46342-6856

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,000 Land $7,000 Building $23,000	$30,000 Land $7,000 Building $23,000
2024	$426.00
2023		$29,800 (+14.18%) Land $7,000 Building $22,800	$29,800 (+14.18%) Land $7,000 Building $22,800
2022	$295.00 (-5.45%) Homeowner's exemption	$26,100 Land $4,000 Building $22,100	$26,100 Land $4,000 Building $22,100
2021	$312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Clinton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 539 Clinton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Clinton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures