539 Chitko Ct, Arcadia, WI 54612 Property Records

Trempealeau County property record for 539 Chitko Ct, Arcadia, WI 54612

Property Summary

Property Type	Single Family Home
Lot Size	10,603 acres (461,866,680 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Aug 2019)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201-00649-0041`

Property Details

APN / Parcel Number

Primary APN	`201-00649-0041`

Exterior

Lot Area	461,866,680 sqft (10,603 acres)

Location & Zoning

Street Address	539 CHITKO CT
City	ARCADIA
State	WI
Zip	54612-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADY GROVE 2ND ADD-ARCADIAN 27.67' LOT 58 & S 34.66' LOT 59
Legal Subdivision	SHADY GROVE 2ND ADD
Legal Lot Number	58-59
Jurisdiction	TREMPEALEAU WI
Township / Civil Division	ARCADIA
Census Block Group	2
Census Block	2027
Census Tract	100600

Owner

539 Chitko Ct is owned and occupied by two individuals who bought it in August 2019.

Source: Trempealeau County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 CHITKO CT, ARCADIA, WI 54612-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage ARCADIA CU
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ARCADIA CREDIT UNION
Aug 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ARCADIA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Dec 6, 2010 · Amount on File
Deed Document Number	2019456408
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMPEALEAU WI
Property Address	539 CHITKO CT, ARCADIA, WI 54612-1806
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000481546
Date	Feb 26, 2024
Instrument	481546

Lender

Name	ARCADIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMPEALEAU WI
Property Address	539 CHITKO CT, ARCADIA, WI 54612-1806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	461865
Date	Aug 3, 2020
Instrument	461865

Lender

Name	ARCADIA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Aug 26, 2019
Property Address	539 CHITKO CT, ARCADIA, WI 54612-1806
Document Number	0000456408
Instrument Date	Aug 23, 2019
Instrument	456408
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456409
Date	Aug 26, 2019
Instrument	456409

Lender

Name	ARCADIA CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000456408
Date	Aug 26, 2019
Instrument	456408

Lender

Name	ARCADIA CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 539 Chitko Ct was $2,161 with a homeowner's exemption.

Source: Trempealeau County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Arcadia City
County	Trempealeau County
Unified School District	Arcadia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00 Homeowner's exemption	$166,500 Land $33,100 Building $133,400	$167,594 (+12.71%) Land $33,317 Building $134,277
2024			$148,700 (+11.47%)
2023	$1,815.00 Homeowner's exemption	$109,100 Land $21,500 Building $87,600	$133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Chitko Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Chitko Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCADIA WATERWORKS serves 3,737 people · EPA ID WI6620319
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Tri-County Communications Cooperative Cable · Fiber in parts of the area	250 / 25

May also be available: Brightspeed.

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