Eau Claire County property record for 539 Chippewa St, Eau Claire, WI 54703
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1886 |
| Lot Size | 0.121 acres (5,279 sqft) |
| Owner | Company Name on Record |
| Last Sale | $227,500 (Aug 2021) |
| Tax Bill | $4,596 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-0065-000 |
| Primary APN | 07-0065-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Total Area |
| Basement Area | 256 sqft |
| Unfinished Basement | 256 sqft |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Lot Area | 5,279 sqft (0.121 acres) |
| Lot Dimensions | 80 ft deep x 66 ft wide |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 539 CHIPPEWA ST |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-5693 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 10 BLK 32 EXC THE S 46 FT ADIN RANDALLS 1ST ADD |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 19 |
| Legal Subdivision | EXC THE S 46 FT ADIN RANDALLS 1ST ADD |
| Legal Block | 32 |
| Legal Lot Number | 10 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 6 |
| Census Block | 6004 |
| Census Tract | 1200 |
Source: Eau Claire County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | N2696 960TH ST, ELK MOUND, WI 54739-9010 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Deed Document Number | 20211217723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 539 CHIPPEWA ST, EAU CLAIRE, WI 54703-5693 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001172170 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 1172170 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 13, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Aug 16, 2021 |
| Property Address | 539 CHIPPEWA ST, EAU CLAIRE, WI 54703-5693 |
| Document Number | 0001217723 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 1217723 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $682.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | N2696 960TH ST, ELK MOUND, WI 54739-9010 |
| Document Number | 0001217724 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 1217724 |
| Name | CITIZENS COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,596.00 | $227,700 (-) Land $16,100 Building $211,600 | $297,900 |
| 2023 | $227,700 Land $16,100 Building $211,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Apr 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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