539 Chimney Rdg, Westminster, SC 29693 Property Records

Oconee County property record for 539 Chimney Rdg, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,372 sqft · built 2002
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Jan 2025)
Tax Bill	$9,410 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`274-01-01-054`

Property Details

APN / Parcel Number

Primary APN	`274-01-01-054`
Alternative APN	`36658`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,372 sqft Living Area
1st Floor Area	1,686 sqft
Basement Area	1,686 sqft
Finished Basement	1 sqft
Unfinished Basement	1,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	43.7 ft deep x 6 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36658
Street Address	539 CHIMNEY RDG
City	WESTMINSTER
State	SC
Zip	29693-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 DELTA ESTATES (0.59 AC)
Legal Subdivision	DELTA ESTATES
Legal Block	1
Legal Lot Number	65
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3078
Census Tract	31100

Owner

Source: Oconee County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1571 EBENEZER RD SW, CONYERS, GA 30094-6253
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Jan 21, 2025	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Jul 21, 2022 · Amount on Record
Deed Document Number	20251136
Deed Book / Page	3170 / 249
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 21, 2022
Property Address	539 CHIMNEY RDG, WESTMINSTER, SC 29693-4621
Document Number	0000001136
Book / Page	2836 / 341
Map Reference	MB A8 PG 9&10
Instrument Date	Jul 15, 2022
Instrument	1136
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,756.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1571 EBENEZER RD SW, CONYERS, GA 30094-6253

Mortgage

Document Number	0004360262
Date	Jul 21, 2022
Instrument	4360/262

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	Other
Max Rate	9.87%

January 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	OCONEE SC
Recording Date	Jan 21, 2025
Property Address	539 CHIMNEY RDG, WESTMINSTER, SC 29693-4621
Document Number	0000001136
Book / Page	3170 / 249
Map Reference	MB A-8 PG 9&10
Instrument Date	Jul 15, 2022
Instrument	1136
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1571 EBENEZER RD SW, CONYERS, GA 30094-6253

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,410.00	$29,192 (-) Land $450 Building $28,742	$729,790 (-) Land $11,250 Building $718,540
2023		$29,192 Land $450 Building $28,742	$729,790 Land $11,250 Building $718,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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