539 Chaswil Dr, Cincinnati, OH 45255 Property Records

Hamilton County property record for 539 Chaswil Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,263 sqft · built 1989
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Dec 2024)
Tax Bill	$14,766 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0190-0421-00`

Property Details

APN / Parcel Number

Primary APN	`500-0190-0421-00`
Alternative APN	`0043020`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,263 sqft Living Area
Gross Area	7,479 sqft
1st Floor Area	2,399 sqft
2nd Floor Area	2,057 sqft
Basement Area	2,087 sqft
Finished Basement	1,807 sqft
Unfinished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	198 ft deep x 270 ft wide
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	266 sqft
Patio Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	539 CHASWIL DR
City	CINCINNATI
State	OH
Zip	45255-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHASWIL DR 270.88 X198.90FT IR LT 17 COLDSTREAM WOODS SUB II
Legal Subdivision	COLDSTREAM WOODS SUB
Legal Lot Number	17
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1015
Census Tract	27500

Owner

539 Chaswil Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Hamilton County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 CHASWIL DR, CINCINNATI, OH 45255-5602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CINFED FEDERAL CREDIT UNION
Dec 21, 2023	Sheriff's Deed, Foreclosure
Sep 26, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on File
Deed Sale	Dec 13, 2024 · Amount on File
Prior Sale	Dec 21, 2023 · Amount on File
Deed Document Number	202489126
Deed Book / Page	15312 / 1499
Prior Transfer Date	Dec 13, 2023
Prior Transfer Doc	0000089478
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 6, 2026
Property Address	539 CHASWIL DR, CINCINNATI, OH 45255-5602
Document Number	0000064087
Book / Page	15723 / 1271
Instrument Date	Jul 30, 2026
Instrument	202664087
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 CHASWIL DR, CINCINNATI, OH 45255-5602
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064087,
Date	Aug 6, 2026
Book Page	15723/1271
Instrument	202664087

Lender

Name	CINFED FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 21, 2023
Property Address	539 CHASWIL DR, CINCINNATI, OH 45255-5602
Document Number	0000089478
Book / Page	15067 / 710
Map Reference	MB 265 PG 25&26
Instrument Date	Dec 13, 2023
Instrument	2023-0089478
Transaction Type	Foreclosure
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Tax	$655.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 26, 2023
Property Address	539 CHASWIL DR, CINCINNATI, OH 45255-5602
Document Number	0000068646
Book / Page	15008 / 1429
Map Reference	MB 265 PG 25&26
Instrument Date	Sep 20, 2023
Instrument	2023-0068646
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 CHASWIL DR, CINCINNATI, OH 45255-5602

Tax Assessment & Valuation

The 2025 property tax bill for 539 Chaswil Dr was $14,766, down 18.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,766.00 (-18.76%)	$236,250 (-17.62%) Land $31,395 Building $204,855	$675,000 Land $89,700 Building $585,300
2024	$18,176.00 (+12.81%)	$286,773 (-) Land $31,395 Building $255,378
2023	$16,112.00 (+33.58%) Homeowner's exemption	$286,773 (+48.23%) Land $31,395 Building $255,378	$675,000 Land $89,700 Building $585,300
2022	$12,062.00 Homeowner's exemption	$193,459 Land $30,499 Building $162,960
2020			$552,740 Land $87,140 Building $465,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 539 Chaswil Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Chaswil Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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