Polk County property record for 539 Central Ave, Frostproof, FL 33843 · Last verified July 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Architecture Style | Mobile Home |
| Year Built | Built 2004 |
| Square Footage | 1,860 sqft Living Area |
| Lot Size | 5.01 acres |
| Occupancy | Owner Occupied |
| Last Sale | $119,000 (2018) |
| Tax Bill | $1,040.00 (2025) |
| Primary APN | 28-32-18-000000-013060 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,860 sqft Living Area |
|---|---|
| 1st Floor | 1,860 sqft 1st Floor |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home Style |
| Lot Area | 218,253 sqft |
| Shed | 1 Shed |
| Shed Area | 1,728 sqft Shed |
| Porch | Porch |
| Street Address | 539 CENTRAL AVE |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9135 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 6 OF UNREC SAND HILL ESTATES DESC AS: COMM AT SE COR OF SUN RAY HOMES UNIT FIVE AS REC IN PB 64 PG 46 N01-57-50E ALONG E R/W LINE OF CENTRAL AVE 903.07 FT TO POB CONT N01-57-50E 147 FT S88-02-10E 1481.94 FT TO E BNDRY OF NW1/4 OF NE1/4 S00-39-43E |
| Legal Range | 28E |
| Legal Township | 32S |
| Legal Section | 18 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Legal Unit | 5 |
| Jurisdiction | POLK FL |
| Minor Civil Division | FROSTPROOF |
| Census Blockgroup | 1 |
| Census Block | 1033 |
| Census Tract | 15801 |
Source: Polk County records · APN 28-32-18-000000-013060
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 CENTRAL AVE, FROSTPROOF, FL 33843-9135 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed of Trust, Mortgage · Small Business Association Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jan 10, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEWREZ LLC |
| Mar 05, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEWREZ LLC |
| May 02, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE FIRM |
| Nov 06, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2018 · Amount on Record |
| Deed Sale | May 02, 2018 · Amount on Record |
| Prior Sale | May 09, 2012 · Amount on Record |
| Deed Doc Number | 201894475 |
| Deed Book / Page | 10473 / 229 |
| Prior Transfer Date | Oct 17, 2017 |
| Prior Transfer Doc | 0103060657 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 539 CENTRAL AVE, FROSTPROOF, FL 33843-9135 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 539 CENTRAL AVE, FROSTPROOF, FL 33843-9135 |
| Investor | Possibly a Property Investor |
| Document Number | 0000096911 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 12667/1471 |
| Instrument | 2023096911 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 21, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 539 CENTRAL AVE, FROSTPROOF, FL 33843-9135 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 539 CENTRAL AVE, FROSTPROOF, FL 33843-9135 |
| Document Number | 0000006236 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 12545/2050 |
| Instrument | 2023006236 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 539 CENTRAL AVE, FROSTPROOF, FL 33843-9135 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 539 CENTRAL AVE, FROSTPROOF, FL 33843-9135 |
| Document Number | 0000057702 |
|---|---|
| Date | Mar 05, 2021 |
| Book Page | 11610/1395 |
| Instrument | 2021057702 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 02, 2018 |
| Property Address | 539 CENTRAL AVE, FROSTPROOF, FL 33843-9135 |
| Document Number | 0104730229 |
| Book / Page | 010473 / 000229 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 94475 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2018 |
| Title Company | REAL ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $833.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 539 CENTRAL AVE FROSTPROOF FL 338439135, FROSTPROOF, FL 33843-9135 |
| Document Number | 104730230 |
|---|---|
| Date | May 02, 2018 |
| Book Page | 010473/000230 |
| Instrument | 94476 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 06, 2017 |
| Property Address | 539 CENTRAL AVE, FROSTPROOF, FL 33843-9135 |
| Document Number | 0103060657 |
| Book / Page | 010306 / 000657 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 212122 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4024 SILVER SPUR LOOP LAKE WALES FL 338987673, LAKE WALES, FL 33898-7673 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040.00 (-37.69%) Homeowner's exemption | $120,667 (+15.17%) | $179,491 (+15.8%) Land $48,567 Building $130,924 |
| 2024 | $1,669.00 (+24.27%) | ||
| 2023 | $1,343.00 (+5.83%) Homeowner's exemption | $104,773 (+3%) | $155,005 (+10.28%) Land $47,065 Building $107,940 |
| 2022 | $1,269.00 Homeowner's exemption | $101,721 | $140,557 Land $39,054 Building $101,503 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 192 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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