539 Central Ave, Frostproof, FL 33843 Property Records

Polk County property record for 539 Central Ave, Frostproof, FL 33843 · Last verified July 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Architecture StyleMobile Home
Year BuiltBuilt 2004
Square Footage1,860 sqft Living Area
Lot Size5.01 acres
OccupancyOwner Occupied
Last Sale$119,000 (2018)
Tax Bill$1,040.00 (2025)

Property Details

APN / Parcel Number

Primary APN28-32-18-000000-013060
Alternative APNs
  • 183228000000013060
  • 83228000

Interior

Building Area1,860 sqft Living Area
1st Floor1,860 sqft 1st Floor

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleMobile Home Style
Lot Area218,253 sqft
Shed1 Shed
Shed Area1,728 sqft Shed
PorchPorch

Location & Zoning

Street Address539 CENTRAL AVE
CityFROSTPROOF
StateFL
Zip33843-9135
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 6 OF UNREC SAND HILL ESTATES DESC AS: COMM AT SE COR OF SUN RAY HOMES UNIT FIVE AS REC IN PB 64 PG 46 N01-57-50E ALONG E R/W LINE OF CENTRAL AVE 903.07 FT TO POB CONT N01-57-50E 147 FT S88-02-10E 1481.94 FT TO E BNDRY OF NW1/4 OF NE1/4 S00-39-43E
Legal Range28E
Legal Township32S
Legal Section18
Legal SubdivisionALAMEDA HEIGHTS
Legal Tract000000
Legal Block1
Legal Lot Number6
Legal Unit5
JurisdictionPOLK FL
Minor Civil DivisionFROSTPROOF
Census Blockgroup1
Census Block1033
Census Tract15801

Owner

Source: Polk County records · APN 28-32-18-000000-013060

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address539 CENTRAL AVE, FROSTPROOF, FL 33843-9135
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Small Business Association Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Jan 10, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Mar 05, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
May 02, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE FIRM
Nov 06, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2018 · Amount on Record
Deed SaleMay 02, 2018 · Amount on Record
Prior SaleMay 09, 2012 · Amount on Record
Deed Doc Number201894475
Deed Book / Page10473 / 229
Prior Transfer DateOct 17, 2017
Prior Transfer Doc0103060657
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address539 CENTRAL AVE, FROSTPROOF, FL 33843-9135
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address539 CENTRAL AVE, FROSTPROOF, FL 33843-9135
InvestorPossibly a Property Investor

Mortgage

Document Number0000096911
DateApr 26, 2023
Book Page12667/1471
Instrument2023096911
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term356 Months
DueDec 21, 2052

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address539 CENTRAL AVE, FROSTPROOF, FL 33843-9135
Transaction TypeMortgage
Record UpdatedJan 20, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address539 CENTRAL AVE, FROSTPROOF, FL 33843-9135

Mortgage

Document Number0000006236
DateJan 10, 2023
Book Page12545/2050
Instrument2023006236
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term338 Months
DueMar 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address539 CENTRAL AVE, FROSTPROOF, FL 33843-9135
Transaction TypeMortgage
Record UpdatedMar 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address539 CENTRAL AVE, FROSTPROOF, FL 33843-9135

Mortgage

Document Number0000057702
DateMar 05, 2021
Book Page11610/1395
Instrument2021057702
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 02, 2018
Property Address539 CENTRAL AVE, FROSTPROOF, FL 33843-9135
Document Number0104730229
Book / Page010473 / 000229
Instrument DateApr 25, 2018
Instrument94475
Transaction TypeTransfer
Record UpdatedMay 16, 2018
Title CompanyREAL ESTATE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$833.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address539 CENTRAL AVE FROSTPROOF FL 338439135, FROSTPROOF, FL 33843-9135

Mortgage

Document Number104730230
DateMay 02, 2018
Book Page010473/000230
Instrument94476
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 06, 2017
Property Address539 CENTRAL AVE, FROSTPROOF, FL 33843-9135
Document Number0103060657
Book / Page010306 / 000657
Instrument DateOct 17, 2017
Instrument212122
Transaction TypeTransfer
Record UpdatedDec 01, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4024 SILVER SPUR LOOP LAKE WALES FL 338987673, LAKE WALES, FL 33898-7673

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,040.00 (-37.69%) Homeowner's exemption$120,667 (+15.17%)$179,491 (+15.8%) Land $48,567 Building $130,924
2024$1,669.00 (+24.27%)
2023$1,343.00 (+5.83%) Homeowner's exemption$104,773 (+3%)$155,005 (+10.28%) Land $47,065 Building $107,940
2022$1,269.00 Homeowner's exemption$101,721$140,557 Land $39,054 Building $101,503

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 192 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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