539 Cedar Point Rd, Sandusky, OH 44870 Property Records

Erie County property record for 539 Cedar Point Rd, Sandusky, OH 44870

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,602 sqft · built 1979
Lot Size1.34 acres (58,758 sqft)
OwnerIndividual Name on File
Last Sale$640,000 (Oct 2019)
Tax Bill$14,899 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Dec 2018 Loan Modification
+ 2 more
Flood ZoneZone AO (high risk)
APN55-00261-000

Property Details

APN / Parcel Number

Primary APN55-00261-000
Alternative APN
  • 004010-7

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area4,602 sqft Living Area
1st Floor Area4,602 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area58,758 sqft (1.34 acres)
Lot Dimensions520 ft deep x 113 ft wide
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area792 sqft
PorchSlab
Porch Area64 sqft
Patio Area4,832 sqft
Shed1 Shed
Shed Area192 sqft
Gazebo144 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number004010-7
Street Address539 CEDAR POINT RD
CitySANDUSKY
StateOH
Zip44870-5246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF BLK 57 58 112.5' FRT 1.35A BCH TO BAY 1.35A
Legal SubdivisionCEDAR POINT INC
Legal Block57
JurisdictionERIE OH
Township / Civil DivisionSANDUSKY
Census Block Group3
Census Block3005
Census Tract41900

Owner

Source: Erie County records · APN 55-00261-000

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16980 HUNTING MEADOWS DR, STRONGSVILLE, OH 44136-6225
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Dec 21, 2018Loan Modification, Mortgage · Line of Credit
SOMERSET TR
Apr 16, 2018Deed of Trust, Mortgage · Line of Credit
SOMERSET TR
Feb 27, 2017Loan Modification, Mortgage
HEARTLAND BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2019 · Amount on Record
Deed SaleOct 02, 2019 · Amount on Record
Prior SaleDec 28, 2007 · Amount on Record
Deed Document Number20198116
Record UpdatedJun 08, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE OH
Recording DateOct 02, 2019
Property Address539 CEDAR POINT RD, SANDUSKY, OH 44870-5246
Document Number0000008116
Instrument DateSep 30, 2019
Instrument8116
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,560.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
AddressPO BOX 3490 LITTLE ROCK AR 722033490, LITTLE ROCK, AR 72203-3490

Mortgage

Document Number8117
DateOct 02, 2019
Instrument8117
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2034

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionERIE OH
Property Address539 CEDAR POINT RD, SANDUSKY, OH 44870-5246
Document Number0000000158
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 25, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11025 RIVERWOOD DR GRAFTON OH 440449773, GRAFTON, OH 44044-9773

Mortgage

Document Number0000000158
DateJan 08, 2019
Instrument158
Lender
NameSOMERSET TR
AddressSOMERSET, PA 15501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE OH
Property Address539 CEDAR POINT RD, SANDUSKY, OH 44870-5246
Document Number0000003424
Instrument DateApr 16, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11025 RIVERWOOD DR GRAFTON OH 440449773, GRAFTON, OH 44044-9773

Mortgage

Document Number0000003424
DateApr 24, 2018
Instrument3424
Lender
NameSOMERSET TR
Address151 W MAIN ST, SOMERSET, PA 15501-2041
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionERIE OH
Property Address539 CEDAR POINT RD, SANDUSKY, OH 44870-5246
Document Number0000001765
Instrument DateFeb 27, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address11025 RIVERWOOD DR GRAFTON OH 440449773, GRAFTON, OH 44044-9773

Mortgage

Document Number0000001765
DateFeb 28, 2017
Instrument1765
Lender
NameHEARTLAND BK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Erie County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyErie County
MunicipalitySandusky City
Unified School DistrictSandusky City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,899.00$381,972 (-) Land $168,087 Building $213,885
2024$14,899.00 (-3.19%)$381,972 (+26.65%) Land $168,087 Building $213,885$1,091,350 (+26.65%) Land $480,250 Building $611,100
2023$15,390.00 (+1.38%)$301,591 (+0.7%) Land $148,312 Building $153,279
2022$15,180.00$299,487 Land $148,312 Building $151,175
2021$861,690 Land $423,750 Building $437,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (39043C), as of April 5, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390430419003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 63 policies
Nearby Flood Policies63 in force
Nearby Flood Claims6 (1997–2021)
Most Recent ClaimMay 2021 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Fiber · Cable in parts of the area
10,000 / 10,000

May also be available: Amplex Electric, Verizon.

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH2201411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSANDUSKY CITY
serves 25,793 people
Water SourceSurface water
Last State InspectionOct 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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